Capital One credit card holders can manage and access their account online at the Capital One Servicing Center. Like any other online account users will need to create a User name and Password to gain access and for new users they can simply click the “Need to enroll?” link to begin the registration process. Users who need help remembering their login credentials can also refer to the Forgot User name and Forgot Password self-help links as well.
Cardholders who depend on receiving their monthly paper statements in the mail on a regular basis they can instead rely on the online service center to review their statement online. All of the same information that is printed on a paper statement is available online. Users can review their account balance, history, recent transactions, make payments online, and more by taking advantage of the online service.
The biggest convenience with managing your account online is all of the hassles of writing checks and buying postage stamps to send off your payment are no longer needed. The other concern with mailing payments is the travel time it takes for your payment to arrive to Capital One and be processed. It could take 7 days but with the online service you can send off your payment within a couple clicks from inside your account and your bill is paid instantly within the same day. There is also the option to schedule automatic payments so you can be sure your payment is made at the same time every month.
It is helpful for cardholders to use the account notification/alert features to prevent unnecessary fees and charges for missing due dates and overcharging your card. There are text and email notification alerts that can be setup to ensure you don’t exceed your credit limits. Visit the Messages and Alerts tab to begin using these features.