– Luxury Mastercard Invitation

Consumers interested in applying for a Luxury Mastercard Black Card can visit  The online option for applying provides consumers with a quick application process and decision. After applying you will receive an instant decision on your acceptance or denial.

How to Use

Applicants that received an invitation in the mail to apply for the Luxury Card Mastercard are given 2 options to apply, online or by phone.  To apply by telephone users can call 1-866-483-8571 to speak with someone over the phone. The online option is probably the most convenient option for most users as they can use their home computer or mobile devices to apply.

At the application website users will need to enter their last name and their 11 digit Personal ID Code which is highlighted on the paper application you received in the mail.  Click the Apply button and you’ll be taken to the actual application screen where you will need to enter the following info:

  • Name
  • social security number
  • Address
  • date of birth
  • email address
  • mother’s maiden name
  • phone number
  • Occupation
  • Residence
  • Citizenship
  • annual income

After hitting the Apply button it will only take a minute or so to receive an instant decision on your credit acceptance.  

Luxury Card Black Card Review

The Black Luxury Mastercard is an exclusive credit card that offers competitive features when compared with other cards.  It offers a first class experience with many benefits.

Card Rewards

  • 2% value for airfare redemptions
  • 1.5% value for cash back redemptions
  • $100 annual airline credits
  • $100 global entry TSA pre application credit
  • The Luxury card travel program offers cardmembers on average $500 in value in benefits and services per stay at over 3,000 properties (benefits include complimentary food/beverages, room upgrades, resort or spa credits, amenities)
  • Airport lounge program (access to more than $1,000 lounges in over 500 cities worldwide with priority pass)

Other Card Features

  • No foreign transaction fees
  • Receive Luxury Magazine Quarterly (member’s only publication covering a broad range of categories including travel, fashion, real estate, vehicles, and technology)
  • 24/7 access to Luxury Card Concierge
  • Stainless steel patented card design

Card Fees

  • APR 16.24%
  • 0% intro APR for the first 15 billing cycles following each balance transfer posting to your account within 45 days of account opening – afterwards 16.24% APR
  • 26.49% APR for cash advances
  • $495 annual fee ($195 for each authorized user)
  • Balance transfer – either $5 or 3% for the amount of each transfer whichever is greater
  • Cash advance – either $10 or 5% of the amount of each cash advance whichever is greater
  • Foreign transaction – 0% of each transaction
  • Up to $37 late payment fee
  • Up to $37 returned payment fee

Consumers can apply online for the Luxury Card at  The offer to apply has a deadline so refer to your offer letter for the actual date.

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