HSN customers can take advantage of a special pre-approval offer to apply for an HSN credit card. This particular offer is available for customers who recently made a purchase from HSN and is affording them the opportunity to receive a credit limit. Currently customers who are approved for credit will receive a gift of $10 off their first purchase using their new credit card.
As a new cardholder customers will be able to enjoy a few perks that come with your new card such as VIP Easy Returns, ExtraFlex, VIP Financing, year round exclusive offers, and no annual fee. With the VIP Easy Returns purchased items can be mailed back and the return charges will be credited back to your account. The ExtraFlex option extends customers monthly FlexPay payments on certain items. VIP Financing offers no interest for purchases if the total amount is paid off within 9 months.
Customers interested in completing the pre-approval process by applying for the HSN Credit Card online can visit www.hsn.com/myaccount/creditcard/pc. At the site they will need to fill in some personal information including their address, social security number, annual income, etc. Once this information has been entered it will take a few seconds for the application to be processed and a decision to be made on their credit limit. After the process has completed customers will be sent their new HSN credit card in the mail.
Here’s some basic credit information that new cardholders should consider with their new account:
- Standard variable APR of 26.99%
- Late payment fee up to $35.00
- Returned payment up to $25.00
- Skip payment option can be allowed at their discretion
- Credit limit can change at any time
- You can pay all of your account balance at any time without penalty