– Pre-Approval Offer for Fortiva MasterCard Credit Card

Consumers that recently received a credit card mailer from Fortiva pre-approving them for the Fortiva MasterCard Credit Card can complete the short application process online at ( and receive a starting credit limit up to $700.  The Fortiva mailer advertises as a perk of being a new cardholder that after at least 9 months of credit card usage your credit limit will be doubled to $1,400 as long as you’ve been making at least the minimum payment every month and using your card regularly.

The offer to receive the Fortiva MasterCard Credit Card is only available for a short time so consumers will need to apply online at ( before the expiration date.  Normally credit card companies will give consumers around a month or so to take action before they pull the offer.  You will need to enter your Acceptance Code on the homepage of the application site as it is personalized specifically for you.

Consumers can either apply online which is the fastest way to get accepted only taking a few minutes or they can return the paper application that came with their mailer and wait up to a week or more to be notified about their acceptance.  It is much easier and convenient for consumers to simply visit the online application site and complete that process which is dramatically faster than replying by mail.

Fortiva MasterCard Credit Card Review

The Fortiva MasterCard is basically a credit card for consumers with poor to fair credit.  It can be considered a starter card for many users and if this is your first credit card here are some key factors to consider when applying for this card:

  • The mailer doesn’t specify the APR on the credit card so when you apply online make sure to find out what the APR is on the card before you commit to applying.
  • Consumers also want to ensure if there is an annual fee for using the card
  • Are there any other additional fees charged for using the card?

Consumers should do their homework before settling on any credit card to make sure it’s charges are affordable and not too expensive for them.  The Fortiva Credit Card mailer does not specify every detail about their credit card so you will need to find this information during the application process.  If you consider their fees and rates too expensive then consider other credit card options.

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