Credit Limit Increase.Citi.com
Citi cardmembers can increase their credit limit by visiting www.creditlimitincrease.citi.com. From time to time Citi will send out mailers to their customers inviting them to increase their credit limit OR cardholders can voluntarily visit the website and request for an increase. Either way this is a viable option available to members when they need to add more dollars to their credit card spending.
The good thing about requesting an increase via the Citibank increase credit limit website is there is no charge for making the request and there won’t be any hard inquiries going against your credit. You will instead receive a Citi credit limit increase soft pull. This is a plus for Citi cardholders as they won’t be apprehensive when it comes to asking for an increase because they know their credit won’t be affected and it’s an easy process to complete.
To get started with the process of increasing your Citibank credit card limit visit creditlimitincrease.citi.com. At the website you will need to apply directly via the online application process or download the Credit Limit Increase Form that is stored on the website in PDF form. You can simply print the form out, complete the application, and mail it or fax to the address information indicated on the form.
The process for mailing can take up to 7 days before processing completes and faxing can take up to a couple days as well. The fastest and most convenient way to ask for an increase is simply applying directly from the website. At the end of the online application process you will receive an instant decision which is much better than waiting up to 7 days for a response.
When applying you will need to fill in some personal details such as your salary, rent/mortgage amounts, Citibank credit card account number, employer name, length of employment, etc. Have this information handy as you’re completing the application.
Citibank Increase Credit Limit – Documents Required
When mailing in or faxing for your Citibank credit card limit increase request application there are certain documents that are needed to be sent with your application. For salaried individuals you will need to submit your past 2 months pay statements OR latest income tax return. Self employed individuals will need to submit their last 2 years income tax returns.
Depending on your income documents figures, if your income has fluctuated up or down your credit limit will be adjusted accordingly. Cardholders can also request a Citibank temporary credit limit increase from inside your online account.
If you’re interested in increasing your Citibank credit card line of credit the most convenient route is via www.creditlimitincrease.citi.com.