Consumers interested in applying for a Wells Fargo Cash Wise Visa Card can apply online at wellsfargo.com/credit-cards/visa-wise. The online application site is the fastest way to apply for the card and receive an instant decision. There is also the option to apply via phone by calling 1-877-568-4518 to speak with Customer Service.
Applying online is an easy process when you visit the application website. On the site there is an Apply Now button that you can click to begin the application process online. Current Wells Fargo customers can enter their login credentials (username/password) which will pre-fill their application with much of their information.
Other non-Wells Fargo customers will however need to select the Continue button at the bottom of the screen to be directed to a blank credit card application. Some of the personal information that will be requested is your name, address, date of birth, home phone number, email address, social security number, citizenship, housing status, monthly mortgage/rent payment, employment status, additional sources of income, etc.
After you’ve completed applying you will receive the status of your application on the confirmation page and also via email. If you’re approved for a Wells Fargo Cash Wise Visa Card the confirmation page and email will indicate the credit limit you’ve been approved for. Applicants that don’t receive a confirmation of their acceptance and extended a Wells Fargo Cash Wise credit card limit will receive an application ID and phone number for you to utilize to check on your application status.
Wells Fargo Cash Wise Visa Credit Card Benefits
Most credit cards offered today are giving customers rewards they can use for a variety of uses including merchandise, cash back, shopping, and more. Wells Fargo has crafted the Wells Fargo Cash Wise Visa credit card rewards program to be used as credit to your home mortgage principal balance which is a different perspective. Cash rewards for this card can be also be redeemed as cash at Wells Fargo ATM’s or direct deposited into your checking or savings account.
Cash Rewards Earning
There is an unlimited 1.5% cash rewards earned on net purchases or every $1 spent. Cardholders that use Android Pay or Apple Pay mobile wallet will receive 1.8% cash rewards on net purchases during the first 12 months after initially opening their account. When shopping at Earn More Mall you can receive additional rewards earnings at your favorite stores partnering with Earn More Mall. With cash rewards cardholders can expect them to never expire as long as their account remains open.
Currently new cardholders can take advantage of a $200 cash rewards bonus after spending $1,000 within the first 3 months of card service. Their card has no annual fee and has the lowest possible intro APR on purchases and balance transfers for 12 months afterwards it adjusts between 13.99% and 25.99% depending on your creditworthiness. This offer is only good during the promotion period so you will need to apply online at wellsfargo.com/credit-cards/visa-wise before the date expires.