www.merrickbank.com/activate – Visa Credit Card Activation

New Merrick Bank Visa credit cardholders that recently received their new card in the mail before using it can activate their card online at the Merrick Bank credit card activation site.  The site is accessible 24/7 and cardholders can simply enter in their credit card information and their card will be activated in seconds.

Merrick Bank Visa Card Activation Steps

  • Visit www.merrickbank.com/activate
  • Enter your 16 digit card number from the front of your credit card
  • Enter the last 4 of your social security number
  • Enter your date of birth
  • Click the green Activate Your Card button


Once you’ve followed the above steps towards activating your credit card the next step is actually using it.  You’re now able to use your card to make purchases.

Contact Merrick Bank Customer Service

Call 1-800-204-5936

Customer service representatives are available 24 hours a day 7 days a week

Mail Correspondence

Merrick Bank

Customer Service

PO Box 9201

Old Bethpage, NY  11804-9001

How to Pay Your Merrick Bank Credit Card

There are 3 ways cardholders can pay their Merrick Bank Visa bill each month after activating at merrickbank.com/activate, here are the options:

  • Online – enroll in an online account and setup recurring or one-time payments in the Cardholder Center
  • Mobile App – download mobile app for quick and easy payment options
  • Pay by Phone Call 1-800-204-5936

Mail Overnight Payment

Merrick Bank

Attn:  Lockbox Operations #660702

2701 East Grauwyler Road, BLDG 1

Irving, TX  75061

Post Office Mail

Merrick Bank 

PO Box  660702

Dallas, TX  75266-0702

Merrick Bank goMobile App

If managing your account on the go is something you’re interested in you can after activating your card at merrickbank.com/activate download the Merrick goMobile app and manage your credit card from your mobile devices.  Here are some of the features available to you:

  • Monitor your FICO score free each month
  • Make one time payments or schedule recurring payments
  • View your account information with QuickView (your balance, available credit, payment due date) 
  • Freeze your card in the event your card is stolen
  • Setup account notifications through customized alerts

Credit Cards Offered

Merrick Bank Platinum Visa Credit Card for unsecured line of credit

Merrick Bank Visa Platinum Double Your Line Secured Visa Credit Card

Merrick Bank Visa Platinum Secured Visa Credit Card

Who is Merrick Bank?

Founded in 1997

Specializes in credit programs that assist people looking to build or rebuild their credit

Also specializes in boat and RV purchases

Serve 3 million cardholders

Have extended over $5.3 billion in credit

Top 20 issuer of Visa cards



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