Consumers looking to eliminate their credit card debt can take advantage of a Payoff Loan by Happy Money. Happy Money has partnered with financial institutions to offer consumers loan arrangements to payoff their credit cards.
Before signing off on any loan consumers can first check what rates they currently qualify for. This is the first step in the loan approval process.
Enter Payoff Goodbye Loan Invitation Code
The first step to getting started is checking your rate before actually completing the online application, follow the instructions below:
- Visit www.payoff.com/goodbye
- Enter your 10 digit invitation code
- Click the red Check My Rate button
The next few steps require entering in some personal information such as your name, birthday, etc. Continue on until you receive your Payoff rate available loan offers from the partnering financial institutions. This again does not affect your credit score.
When you finish completing the preliminary application you should receive loan rates that you can browse to see which one suits your financial situation better. After you decide and make your selection the next step is submitting an application with that particular financial institution.
Benefits of Payoff Loan
Access to a loan to payoff your credit card balances
Simplify your payments
Save money
Get out of debt faster
Increase you credit score
Offers lower rates than most credit cards
Single fixed monthly payment
Online rate check only takes a few minutes
No application fees
No prepayment penalties or fees
No late fees
No annual fees
Payoff Partnering Financial Institutions
Here is a list of credit unions, banks, or other type of financial institution that have partnered with the Payoff Loan membership:
- Alliant
- First Tech Federal Credit Union
- Green State Credit Union
- Teachers Federal Credit Union
- Techcu Technology Credit Union
- USAlliance Financial
Loan Specifics
Some of the more important highlights from the Payoff Loan that many people may have questions about are below:
- Loans terms available from 24 to 60 months
- Rate varies between 5.99% and 24.99% APR
- Must be 18 years old
- Must have a valid social security number and checking account
- Loans amounts offered between $5,000 to $40,000
- Minimum rate for loan amounts above $15,000 is 6.99% APR
Contact Customer Service
Call 1-800-878-0901
Mon-Fri 6am to 6pm PST
Sat-Sun 6am to 3pm PST
Email: [email protected]
Address
1700 Flight Way
Tustin, CA 92782
Who is Happy Money
Works with Lending Partners who originate loans. They provide financial tools and services for human happiness by helping borrowers become savers.
Reference
www.payoff.com/goodbye