– Pre-approval for Credit Card

Consumers that have received an invitation in the mail or via email to apply for a Capital One credit card can apply online at

Through a pre-screening process Capital One has identified certain consumers that qualify for a Capital One credit card.  Consumers that qualify for a credit card should have been notified by email or mail via an offer letter.  If you’ve been notified by Capital One you can take advantage of their preapproval offer and apply online at

Getmyoffers Capital One

At the online application site you will need to refer to your email or offer letter to enter some important details before completing the application.  You will need to enter your invitation number and access code which are located at the bottom of your letter.

For other consumers who were not directly notified about the Capital One credit card offer but who would like to apply anyway you can visit the apply online site and apply there as well.  At the bottom of the page there is a link for consumers that did not receive a mail offer to select and continue to another screen to apply.  Select the link “See if you’re pre-qualified.”

Business owners interested in Capital One business cards can also refer to the bottom of the page and select the link that directs them to apply for business cards online.  The link is “You can also check out business credit cards.”

Apply for Capital One Card

Once you’ve entered in your invitation number and access code the rest of the application process is rather quick.  You will still need to enter some personal information such as address, income, employment, mortgage, etc.  After you’ve entered in this info the last step is submitting your application for approval.

The approval process is quick only taking approximately 60 seconds to receive a decision on your credit card acceptance.  You will receive an instant decision and be notified on the screen.  Capital One will extend you a credit limit and forward your new card to your mailing address.

Capital One Credit Cards

Capital One has credit card for consumers of all credit types including excellent, average, or poor credit.  They also offer rewards cards with travel rewards, cash back, and low interest cards.  Depending on your financial circumstances you can select between one of their available credit card options.  Here is a short list of their featured credit cards:

Personal Credit Cards

Capital One Venture Rewards – unlimited 2x miles per dollar on every purchase, earn 40,000 bonus miles after spending $3,000 on purchases within the first 3 months, $0 intro annual fee for the first year but afterwards $59 annually.

QuickSilver Rewards – unlimited 1.5% cash back on every purchase, plus a one-time $100 bonus once you spend $500 on purchases within the first 3 months, $0 annual fe.

QuickSilverOne – unlimited 1.5% cash back on every purchase, $39 annual fee

Business Credit Cards

Spark Cash Back – unlimited 2% cash back, $500 cash bonus

Spark Miles Rewards – unlimited 2X miles rewards with unlimited 1.5X miles on every purchase for your business with no annual fee, earn a one time bonus of 50,000 miles with the Spark Miles card or 20,000 miles with the Spark Miles Select.

Consumers can visit to apply online and see what offers they’re approved for.

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