How to Apply for Citi Rewards Plus Card with Pre Approval Offer

Embarking on the journey to acquire a Citi Rewards Plus Card begins by responding to a pre-approval offer. If you’ve received a personal invitation, visit to initiate your application. This specialized portal is tailored for those who have been pre-selected, offering an expedited application process.

At, you’ll be prompted to enter your invitation code or Citibank rewards plus personal invitation number. These unique identifiers are part of Citibank’s approach to personalizing your credit card experience, ensuring that your application is aligned with your financial profile.

Utilizing this invitation code simplifies the application process, as it pre-fills certain information based on your pre-approval data. This streamlined approach reflects Citibank’s commitment to providing a tailored and efficient service, ensuring that potential cardholders can access the benefits of the Rewards Plus Card with ease and precision.  This comprehensive guide seeks to ensure a seamless application process for your Citi Rewards Plus Card.

Key Takeaways

  • The Citi Rewards Plus Card offers a unique credit card experience that rewards everyday purchases and has no limit to the amount of points you can earn.
  • Factors such as credit score, income level, credit history, and pre-approval offer determine the credit limit for the Citi Rewards Plus Card.
  • There are three methods to apply for the Citi Rewards Plus Card: online application, phone application, and mail application.
  • The Citi Rewards Plus Card offers lucrative points for frequent shoppers, 2X points at supermarkets and gas stations, and a 0% intro APR on balance transfers and purchases.

What is the Citi Rewards Plus Card by Citibank

The Citi Rewards Plus Card by Citibank is a unique credit card offering that allows you to earn points on everyday purchases and enjoy a variety of other benefits. This card, designed to reward the everyday consumer, stands out in the crowded market of reward credit cards.

When you apply for Citi Rewards Plus Card, you get a chance to earn points on all purchases, big or small, with no limit to the amount of points you can earn. The Citi Rewards Plus Card turns every purchase into an opportunity to earn, which makes it an attractive option for anyone seeking to maximize their credit card rewards.

The card also comes with a pre-approval offer, further sweetening the deal. This feature allows you to know if you’re approved faster, making the application process straightforward and stress-free.

Beyond just earning points, the Citi Rewards Plus Card by Citibank offers an array of other benefits. These citibank rewards range from travel benefits to shopping and dining privileges, making it more than just a means to earn citi rewards. It’s a comprehensive financial tool that aims to enrich your lifestyle in multiple ways.

What is the Credit Limit for

In terms of the credit limit for, it primarily depends on a few factors including your credit score, income level, and your overall creditworthiness as assessed by Citibank. These factors are carefully evaluated by the bank to determine your ability to pay back any borrowed amount.

  1. Credit Score: A high credit score is an indication of good financial health and responsible credit behavior, making you more likely to secure a higher credit limit.
  2. Income Level: Your income plays a significant role in determining your credit limit. Higher income can potentially lead to a higher limit as it indicates greater capability to repay debt.
  3. Credit History: A clean credit history with no records of default or late payments can also influence your credit limit positively.

The pre-approval offer you receive when you apply for the citi rewards plus card is also a determinant of your credit limit. It’s important to remember that a pre-approval does not guarantee a specific limit, but rather indicates preliminary approval based on basic credit information. The final credit limit on your citi rewards plus card is determined after a thorough evaluation of your financial situation.

How to Apply for Citi Rewards Plus Card

Applying for the Citi Rewards Plus Card can be done through three primary avenues: online, by phone, or by mail. Each method offers its own advantages and may cater to different individual preferences or circumstances. In the following sections, we will provide a step-by-step guide on how to utilize each of these methods effectively and efficiently.

How to Apply Online

Navigating the online application process for the Citi Rewards Plus Card is a straightforward task that can lead to beneficial financial rewards. Begin by visiting the website, citicomlovecitirewardsplus.

  1. Here, enter your unique citicomlovecitirewardsplus invitation code. This code is crucial for identifying your pre-approval status and ensuring your application process is expedited. invitation code

  1. Fill out the account opening form. Provide accurate personal and financial information to increase your approval odds.

citibank rewards plus personal invitation number

  1. Review your application, agree to the terms and conditions, and submit it.

Applying for your Citi Rewards Card online is not only convenient but also secure. Make sure you have reliable internet access to ensure a smooth application process. By following these steps, the card’s benefits could soon be yours.

How to Apply by Phone

Why not consider the convenience of applying for the Citi Rewards Plus Card over the phone? This method is particularly useful if you have received a Citibank Rewards Plus personal invitation number, which signifies a pre-approval offer. To apply by phone, simply dial the number provided on your invitation. If you don’t have an invitation, visit citicomlovecitirewardsplus to request one.

The phone application process is straightforward and secure. You’ll be asked to provide personal information and details about your financial status. Remember, it’s crucial to have prepared answers to these questions to expedite your application. Keep in mind that applying by phone for a credit card, like the Citi Rewards Plus Card, can be an efficient and effective way to manage your finances.

How to Apply by Mail

For individuals preferring traditional methods, the option to apply for the Citi Rewards Plus Card via mail is readily available. This process is simple, straightforward, and secure. Here are three steps to follow:

  1. Begin by ensuring your credit score is satisfactory. Citi, like American Express, looks favorably upon applicants with good to excellent credit ratings.
  2. Upon receiving your pre approval offer by mail, review all the terms carefully. Make sure to fill out the application form accurately.
  3. Lastly, mail back the completed application form in the prepaid envelope provided.

Using this method to apply for the Citi Rewards Plus Card can be an effective way to secure your financial future while enjoying remarkable benefits and rewards.

Highlights of Citi Rewards+ Credit Card

The Citi Rewards+ Credit Card offers a plethora of benefits, including a lucrative points system and zero annual fees, making it an attractive option for frequent shoppers. Every citi rewards credit cardholder can earn bonus points on everyday purchases. For instance, cardholders earn 2X points at supermarkets and gas stations for the first $6,000 per year, and then 1X points thereafter.

Moreover, the Citi Rewards+ Credit Card offers a unique feature where every purchase is rounded up to the nearest 10 points. This means that a $2 coffee would earn you 10 reward points, maximizing the points you can earn on small purchases. Additionally, cardholders can earn 15,000 bonus points after spending $1,000 in purchases within the first 3 months of account opening. These points can be redeemed for $150 in gift cards at

Furthermore, the Citi Rewards+ Credit Card offers an impressive 0% intro APR on balance transfers and purchases for 15 months, providing cardholders with a beneficial grace period. Cardholders also have the option to convert their points into a statement credit, providing flexible redemption options. This card truly rewards your everyday purchases.

How to Redeem Citi Rewards Plus Cash Rewards

After accumulating a substantial amount of reward points on your Citi Rewards+ Credit Card, you might be wondering how to redeem these points for cash rewards. Citi has made the redemption process straightforward and user-friendly.

  1. Visit the Citi Rewards Portal: Log into your account and navigate to the Citi ThankYou Rewards page. From there, you can view your accumulated points and decide how you would like to redeem them.
  2. Choose Cash Rewards: Under the ‘Rewards’ tab, select ‘Cash Back’ as your preferred redemption option. This will convert your points into cash rewards, which can then be applied towards your card balance or deposited into a checking or savings account.
  3. Confirm Redemption: Once you’ve chosen to redeem your points as cash, review the details of the transaction and confirm your decision. Your cash rewards will be processed and made available within a few business days.

Applying for a Citi Rewards Plus Card with a pre-approval offer opens the door to earning these valuable points. By using the card regularly, you’ll accumulate rewards that can be redeemed for cash, making your spending work harder for you.

How to Contact Customer Service

In case of any queries or issues, a cardholder’s first point of contact should be the dedicated Citi customer service team. They are well-equipped to handle any concerns related to the Citi Rewards Plus Card, including questions about the pre approval offer and the application process. To contact customer service, cardholders can call the phone number printed on the back of their card. This number is available 24/7 and is the fastest method of contact.

Alternatively, cardholders can use the secure message center in their online account. This platform allows them to send a written query to the customer service team. They can expect a response within 24 hours. For non-urgent queries, cardholders can also write to Citi’s mailing address, which is available on the official website.

It is important to remember that, for security reasons, cardholders should never share sensitive card information via email or over social media. Always use the secure contact methods provided by Citi. The customer service team is there to facilitate cardholders and ensure a smooth experience with the Citi Rewards Plus Card.


In conclusion, the Citi Rewards Plus Card offers a multitude of benefits, including a flexible credit limit, easy application process, and a variety of rewards that can be redeemed for cash. Despite the potential objection of the need for good to excellent credit, the perks offered by this card make it a highly beneficial financial tool. Its customer service team also ensures any issues are efficiently resolved, further enhancing the card’s overall usability and attractiveness.

Scroll to Top