Discover IT Student invitation code – Apply for Student Discover Card

Students that are interested in building their credit history early and potentially with their credit card earning cash back rewards can consider the Discover It Student Cash Back credit card.  Discover is a reputable company and with their credit card students can begin building credit so they can prepare for their future purchasing power.

Discover It Student Cash Back Invitation Code

If you received a Discover It Student card mailer and would like to apply online follow these steps:

***Locate your invitation code on your offer letter, it should be highlighted near the bottom of the letter

  • Click the orange Start Your Application button invitation code

The next steps is to complete the rest of the online application which when you use your Discover It Student invitation code will pre-fill some of the fields on the application to speed up time.  To successfully complete the online application you will need to enter some personal details:

  • Salary
  • mortgage/rent
  • Employer
  • Social security number
  • Date of birth

When you finish the invitation code application and click Submit your application will be processed almost instantly.  It should take approximately a minute or so to learn if you’ve been accepted.  

Once accepted you will be extended a credit limit and your new Discover It Student Cash Back card mailed out to you.

Discover IT Student Check Your Application Status

If you’ve applied for a Discover It Student card and did not receive an instant decision you will need to check back at a later time as your application requires more processing.  

Utilize the “Already Submitted an application – Check your status” link from the homepage of invitation code.  You will need to enter:

  • Social security number
  • Zip code
  • Click the orange Continue button

This process will locate your application on file and give you an update of what’s going on.

Contact Customer Service

Call 1-877-587-1605

Discover customer service is a US based service which means you will be greeted by US customer service representatives.

Discover It Student Cash Back Card Features

Starter card for students

Build credit 

No annual fee

Earn a $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years

Earn 5% cash back on everyday purchases during the school year at different places each quarter up to the quarterly maximum as long as you activate – example of retailers:


Grocery stores


Gas stations

Using Paypal



Wholesale clubs

Select streaming services


Earn 1% cash back with all other purchases no limit

Earn 2% cashback – get a dollar for dollar match of all cash back you’ve earned at the end of the first year automatically

Card is accepted by 99% of places across the US

Steps to Handle Discover Student Card Responsibly

There are some steps any student that applies for a Discover It Student credit card needs to consider to ensure they keep their account in good standing.  Here are some points to understand:

Pay your credit card bill on time each month

Try to pay your bill in full or at least pay the minimum balance

Do your best to not carry a balance to avoid paying interest

Reference invitation code

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