If you’re a proud owner of the L.L.Bean Mastercard, you’ll need to activate it before you can start using it for purchases, including apparel and gear. Activation is a simple process that can be completed online or over the phone through customer service. In this article, we’ll provide a step-by-step guide on how to activate your L.L.Bean Mastercard, as well as ways to manage your account and rewards cards.
Consumers with an LL Bean Mastercard can activate and register their new credit card online at activate.llbeanmastercard.com. From the website, note you’ll be able to manage your account information and have access from your home computer, public computer, and mobile devices, including iPhone and Android. It’s the easiest way to keep track of or mind your account activity, rewards cards, and address any customer service issues.
After receiving your new card in the mail, which may be a Visa, American Express, or another issuer, the first step is to activate it so you can begin using it for loans, interest payments, and other transactions. We are going to give you tips and help you with the activation process.
How to Activate Card at activate.llbeanmastercard.com

To activate your L.L.Bean Mastercard online, follow these steps:
- Visit the L.L.Bean Mastercard activation page – activate.llbeanmastercard.com.
- Enter your credit card number, expiration date, and security code.
- Click on the “Activate” button.
- Follow the prompts to complete the activation process, which may include providing additional information for approval.
- Click Verify
After your card has been verified and activated, you can now begin using it to make purchases. It is also recommended that you register your card for online access so you can manage your account activity from the LL Bean Mastercard user website and other relevant websites.
How to Activate Your L.L.Bean Mastercard Over the Phone
If you prefer to activate your card over the phone, follow these steps:
1. Call the L.L.Bean Mastercard activation number: 1-866-484-2614.
2. Follow the prompts to enter your credit card number, expiration date, and security code.
3. Provide any additional information requested by customer service to complete the activation process.
Once you’ve completed these steps, your L.L.Bean Mastercard will be activated and ready to use for purchases, loans, and interest payments.
After activating your account online via the activate.llbeanmastercard.com site, most users are interested in registering for an online account or something so they can manage their credit card information online. If you’re interested in doing so, the next step is to go through the registration process.

To register your card visit www.llbeanmastercard.com and look for the Register Your Card button in the center of the page or the left side of the page.
You will need to then enter the following details:
- Enter your card number
- Enter your name as it appears on your card
- Enter the last 4 digits of your social security number
- Setup your security info
- Create your login credentials
Once you’ve enrolled in online access you can now begin entering your User ID and Password to start signing on to your LL Bean Mastercard login. Your access is available 24 hours a day 7 days a week. Some of the features users can enjoy are paperless statements, alert notifications, view account balance, view credit limit, pay your bill online, and more.
LLBean Mastercard Login – How to Access Your Account
To access your LLBeanMastercard account online, you need to visit the LLBeanMastercard website. You can do this by typing “LLBean Mastercard login” on your web browser’s search bar or by going directly to https://www.llbeanmastercard.com/.
Enter Your Username and Password
Once you’re on the LLBeanMastercard website, you need to enter your username and password to log in to your account. If you’re logging in for the first time, you need to create an online account by clicking on the “Register” button. You will be prompted to enter your LLBeanMastercard account number, name, and other personal details to set up your account.
Navigate Your Account Dashboard
After successfully logging in, you’ll be directed to your account dashboard. This is where you can manage your account settings, view transactions history, and check your rewards balance. You can navigate through the dashboard by clicking on the tabs on the top menu.
How to Pay Your LLBeanMastercard Bill
When your monthly LL Bean Mastercard payment is due users can sign in and pay instantly online. They have the option to pay by electronic debit from their checking, savings, or money market accounts. Payments can be made one-time each month or by automatic/recurring payments.
Recurring payments provides users the option to schedule a day each month for their payment to be automatically drafted from their account. There are a lot of benefits to this features and helps to avoid late payments and the fees associated with that. Other payment options available for cardholders it to pay by telephone or by mail.
Telephone Payment
Call Citibank at 1-866-484-2614
Pay by Mail
Send payment to:
LL Bean Mastercard Payments
PO Box 9001068
Louisville, KY 40290-1068
LLBean Mastercard WrapUp
Overall, the LLBean Mastercard within the United States is a great credit card for anyone who frequently shops at LLBean or wants to earn rewards on gas, restaurant, and grocery purchases. Member credit cards come with no annual fee, a generous rewards program to earn cash, valuable benefits and offers, the LLBean Mastercard is worth considering.
However, if you do not shop or do business at LLBean or the designated categories, or if you have a low credit score, you may want to look for a different credit card that better fits your needs.
References
Earning Rewards on L.L. Bean MasterCard
There are multiple rewards that you can use for the L.L. Bean MasterCard. They are:
- 15% off welcome bonus at L.L. Bean
- 4% Bean Bucks per dollar spent at L.L. Bean
- 2% Bean Bucks per dollar spent at gas stations and restaurants
- 1% Bean Bucks per dollar spent on other transactions
The Bean Bucks rewards for your purchases are earned immediately and are reflected in your online account. Your rewards will also be reflected on your statement every month.
How to Redeem Rewards?
You can use your earned Bean Bucks on merchandise and services of L.L. Bean.
The Bean Bucks rewards earned reduces the amount for all purchases by $1. You can pay for purchases using the Bean Bucks on the L.L. Bean website, in-person, or over the phone.
However, if you’re using Bean Bucks in-person or over a call, you must inform your sales agent to cash in your Bean Bucks before the purchase is complete. You cannot use the Bean Bucks subsequently.
Remember that you cannot redeem Bean Bucks on sales tax, oversized shipping, L.L. Bean’s Outdoor Discover Programs, or L.L. Bean Business purchases.
Frequently Asked Questions
Q. Is the L.L. Bean MasterCard right for me?
While owning a L.L. Bean MasterCard has its benefits, it’s not the best store card out there. If you’re looking for a store card to purchase outdoor apparel with rewards, the L.L. Bean MasterCard isn’t quite the industry leader, though it does have a decent rewards program.
Ensure to review all benefits and rewards of the card by reading the fine print. You can then compare with other cards and decide which one to purchase.
Q. How can I register my card for usage?
To register your card, follow the steps below:
- Visit http://www.llbeanmastercard.com/
- Click on ‘Regsiter your Card Button’
- Enter your card number
- Enter your name as on the card
- Enter the last 4 digits of your social security number
- Setup your security
- Create login credentials
Once you enroll, you’ll get your unique user ID and password and can start using your account.
Q. What are the benefits of L.L. Bean MasterCard?
- No annual fee
- 15% off welcome bonus (subject to approval)
- 4% Bean Bucks per dollar spent at L.L. Bean, 2% Bean Bucks per dollar spent at gas stations and restaurants, and 1% Bean Bucks per dollar spent on other transactions
- Free shipping and return shipping
- Free monogramming of L.L. Bean products on card purchases
- Zero liability
- ID theft protection
- Global assistance services
Q. What is the interest rate for L.L. Bean MasterCard?
The regular APR for L.L..Bean MasterCard is :
- 24% – 29.24% variable
- No purchase intro APR
- No balance transfer intro APR
Q. How much fee is applicable on L.L. Bean MasterCard?
- $0 annual fee
- 5% of each transaction balance transfer fee (minimum $10)
- 3% of each purchase foreign transaction fee