PNC My Credit Card Offer – Apply for PNC Cash Rewards Visa Card

PNC My Credit Card Offer – Apply for PNC Cash Rewards Visa Card

Consumers that have been pre-approved for a PNC Cash Rewards Visa credit card can apply for the card online or by phone.  PNC occasionally sends consumers that meet their credit card qualifications a pre-approval offer to apply.  

If you receive an offer and are interested in applying you can simply follow this guide to getting started.

PNC My Credit Card Offer Steps

As mentioned earlier there are 2 ways to apply for a PNC Bank Visa credit card:

Apply by Phone

Call – 1-844-264-3847 and speak with customer service

Apply Online


Enter your 8 digit PNC customer reservation number

Last 4 digits of your social security number

Click the blue Continue button

Click the Select button (for the PNC Cash Rewards Visa)

Continue on with the rest of the online application process

When applying online once you have gone through the first page of continue on with the rest of the application process.  You will need to enter more personal financial info such as:

  • Social security number
  • Monthly housing payment
  • Total annual income
  • Employer

If approved you will receive a new credit card within 4-10 days.  If you are denied you will be informed or it may take more time to get approved.  If more time is required simply check back to the site and check your status.  The entire online application from start to finish only takes about 5 minutes.

PNC Cash Rewards Visa Highlights

Earn $150 bonus after making $1,000 or more in purchases during the first 3 billing cycles following account opening

0% Intro APR on balance transfers for the first 15 billing cycles when the balance is transferred within the first 90 days following account opening then a variable 14.99%

4% cash back on gas station purchases

3% cash back on dining or take out purchases at restaurants, including fast food

2% cash back on grocery store purchases

1% cash back on all other purchases


APR for cash advances 24.99%

Annual fee $0

Late payment fee up to $38

Returned payment fee up to $38

Contact Customer Service

Call 1-800-762-5684

Monday – Friday 7am to 10pm EST

Saturday – Sunday 8am to 5pm EST