How to Use Your Pnc.Com/Mycreditcardoffer Reservation Number to Apply

This comprehensive guide is designed to assist you in using your reservation number to apply for the PNC Core Visa Credit Card. By using your unique reservation number, you can take advantage of the benefits of this card with ease and confidence. The following sections will provide you with step-by-step instructions for application, ways to check your application status, and how to contact PNC customer service for any additional assistance you may require. Navigate through this process with ease and make the most of your PNC credit card offer today.

Key Takeaways

  • The reservation number is a unique, 16-digit code that allows for a hassle-free application process.
  • The reservation number pre-fills certain fields in the application, saving time and reducing errors.
  • The reservation number is only valid for a limited time and should be used promptly.
  • Using the reservation number enhances the customer experience and streamlines the application process.

What is the reservation number?

The reservation number is a unique, 16-digit code assigned to each eligible individual for a hassle-free application process towards acquiring a PNC credit card. This unique identifier simplifies and expedites the application procedure by pre-filling certain fields based on the information previously provided by the individual. It is a key tool designed to streamline the process and enhance the customer experience.

To utilize this feature, one must visit the application website and input the reservation number in the designated field. This redirects the potential credit cardholder to a form with certain details already pre-filled, thereby saving time and reducing errors.

Benefits of the PNC Core Visa Card

Offering a competitive low-interest rate, the PNC Core Visa Card provides substantial financial benefits to its cardholders. The PNC my credit card offer is loaded with enticing features that make the PNC core visa credit card a valuable asset in managing your finances.

Here are some of the standout benefits of the PNC Core Visa Card:

  • 0% intro APR on purchases for the first 18 billing cycles following account opening.  After that your standard purchase APR, currently 23.24%.
  • 0% intro APR on balance transfers for the first 18 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.
  • No annual fees
  • An added benefit for cell phone users when you use your new PNC Visa credit card to pay your monthly cell phone bill, you can get reimbursed up to $800 if your phone is stolen or damaged.


  • APR for cash advances 30.24%
  • Annual fee $0
  • Late payment fee up to $38
  • Returned payment fee up to $38

How to Apply for the PNC Core Visa Credit Card

Applying for the PNC Core Visa Credit Card is a straightforward process that can be completed through several channels. These include the online platform, via phone, or by utilizing a mailed application form. In the following, we will outline detailed instructions for each of these methods, ensuring you have all the necessary information to apply with confidence.

How to Apply Online at

To begin the application process for the PNC Core Visa Credit Card, navigate to the application website and enter your reservation number. This process allows you to apply online for the PNC Bank Visa Credit Card, a card designed to meet your financial needs and potentially improve your credit score.

  • visit
  • enter your PNC Core Visa credit card reservation number
  • click the blue View Your Offer button reservation number

You will be presented with the online application that you’ll need to enter your personal information to complete the application.  After you’ve finished click the Submit button and receive an instant decision.

If approved you will receive a new credit card within 4-10 days.  If you are denied you will be informed or it may take more time to get approved.  If more time is required simply check back to the site and check your status.  The entire online application from start to finish only takes about 5 minutes.

How to Apply by Phone

If you prefer a more personal approach, you can apply for the PNC Core Visa Credit Card over the phone by utilizing your reservation number. This number is unique to the pre-qualified offer you received from the bank credit card company. To commence the application process over the phone, simply call the number provided on your offer letter. You will need to provide your reservation number for verification purposes, so keep it handy. Applying by phone offers a direct line to customer service representatives who can address any questions or concerns you may have during the application process. Ensure you understand all terms and conditions to make an informed decision about this credit card offer.

Call 1-844-264-3847

How to Apply by Mail Using Mailer

Utilizing your reservation number, you can also complete the PNC Core Visa Credit Card application by mail, following the instructions provided in the mailer you received from the bank. This option is especially convenient for those who prefer a traditional approach to the application process.

  • You can initiate your pre-qualified credit card application by entering your unique reservation number on the form provided in the mailer.
  • This method allows you to apply without any internet connection, providing you with a sense of nostalgia and independence.
  • It also gives you the opportunity to review your details before mailing them in, evoking a sense of reassurance.

How to Check PNC Core Visa Application Status

All PNC credit card applicants who’ve had their applications placed in pending status will receive notification of approval or denial via the U.S. Postal Service. This notification letter is typically sent out within seven to 10 days of the original application date. If you’re approved, you’ll likely receive information about your new terms, rates, etc. If you’re denied, you’ll receive an explanation of PNC’s decision.

However, if you’d prefer not to wait for notification by mail, or if more than 10 days have passed and you haven’t received notification, you can check your credit card application status by phone.

To get started, you should have your application number or reference number on hand. If you do not have that information, a representative will be able to pull up your application using your Social Security number (SSN). Once you’re ready, follow these steps to obtain a status update:

  • Call the PNC Credit Card Underwriting Department at (800) 762-0974. This department is open Monday through Friday from 8 a.m. to 7 p.m. (ET) and Saturdays from 9 a.m. to 12 p.m. (ET).
  • Once connected, listen to the menu options and when you hear, “for all other questions, please press 3,” press the ‘3’ key on your phone or keypad.
  • Please note that the PNC Credit Card Underwriting Department greeting is not branded (e.g. “PNC” is not initially mentioned). Instead, the greeting will simply say “Thank you for calling credit and underwriting…”
  • The next menu will allow you to choose between routing options for PNC employees (branch or non-branch) or for “all other callers.”
  • When you hear “For all other callers, please press 3,” press the ‘3’ key.

The following menu will prompt you to select the reason for your call, starting with a new application request. Once you hear, “If you’re calling about the status of an application, please press 2,” press the ‘2’ key. Then, you will be connected to a PNC underwriting representative who can provide you with information about your application status.

How to Contact PNC Credit Card Customer Service

Navigating the complexities of credit card applications can sometimes necessitate direct communication, hence PNC provides a dedicated customer service line to address your queries and concerns. Whether you’re looking to apply online or you have inquiries about your existing PNC credit card, their customer service is ready to assist.

You can contact PNC’s customer service through the following methods:

  • Phone: 1-877-225-5762 – Mon – Fri: 8:30 a.m. – 5 p.m. ET
  • General inquiries: For questions about your reservation number or application process.
  • Technical support: If you’re experiencing issues with their website or online services.
  • Email: For non-urgent concerns or if you prefer written communication.
  • General inquiries: Be sure to include as much detail as possible for a comprehensive response.
  • Feedback: Your comments and suggestions are valuable in improving their service.
  • In-Person: Visit a local PNC branch for face-to-face interaction.
  • Personal assistance: Discuss your concerns directly with a representative.
  • Application assistance: Get hands-on help with your reservation number application.


In conclusion, utilizing the reservation number provides a streamlined method for applying for the PNC Core Visa Credit Card. This card offers numerous benefits, from low rates to rewards. It is pivotal that potential cardholders understand the application process, how to check their application status and ways to contact customer service. This knowledge ensures a smooth, hassle-free experience for individuals seeking to maximize their financial capabilities with PNC Bank.

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