OneMain Financial is a finance company that offers personal loans, credit cards, and other financial services. They are part of the OneMain Holdings Corporation, which is a publicly-traded company. OneMain Financial’s mission is to help customers build a better financial future by providing responsible credit solutions. They offer a variety of loan options, including unsecured and secured loans, and they also provide other services such as debt consolidation and credit counseling.
The company offers BrightWay, BrightWay+, and MasterCard credit cards to those who want to build credit. Customers with established credit can enjoy higher credit limits with the BrightWay+ card.
Both cards offer 1% cash back along with milestone benefits like increased credit line upon timely payment of six consecutive payments and APR reduction.
The company offers their credit cards and these benefits only to a select group of customers, including borrowers of personal loans from the company. However, the company is planning to extend its credit lending function to other customers as well.
Customers of OneMain Financial can apply for the credit card by entering the 11-character code sent to them by mail. The code comprises your last name, ZIP code, location, and the last four digits of your social security number.
Once all information is entered, you’ll know whether you’re authorized for a credit card by applying. Credit cards are available to users based on their credit ratings, income and debts.
If approved, your credit card will be delivered by mail in 5-7 days. If you’re eligible but haven’t received the card during this period, get in touch with the OneMain Financial Company right away. Once you receive the card, you can activate it with the BrightWay app, which will let you track all your payments and view rewards.
Every BrightWay card holder becomes eligible for their rewards program. A 1% cash back is available on all qualifying purchases, which will be credited to your account at the start of every billing cycle.
Other than their cashback offers, BrightWay also has its ‘Milestone Benefits’. This includes a choice of APR reduction or credit limit increase once the user has made six consecutive payments on time. A BrightWay cardholder can upgrade to a BrightWay + credit card once they achieve four milestone events.
To apply for a BrightWay card, follow the steps below:
Once the online application process is submitted, you’ll have to await a decision, which should take a minute or so. If approved, you’ll be informed of your credit limit and a new BrightWay credit card will be sent to you via mail.
If you’ve applied for your BrightWay credit card and want to check the approval status, follow the steps below:
After entering the above information the status of your meet brightway credit card will be revealed.
Customers of BrightWay credit can pre-approve their credit limit in various ways. You can instantly have your credit card approved by visiting the BrightWay credit card store in person or by getting in touch with customer support.
You’ll be asked to submit your financial information and your credit score will be evaluated along with the rest of the information. A healthy credit score will be given priority over the current financial situation.
Have these details ready to submit for pre-approving a BrightWay credit card:
If your credit score doesn’t qualify as per the level stipulated by the company, your application will be disqualified. In addition, the applicant must be 18 years or older to apply for a BrightWay credit card.
Applicants who fail to meet the above requirements will be disqualified automatically from owning a BrightWay credit card.
BrightWay credit card customers can enjoy the following features:
Upgrade to the BrightWay+ card after achieving 4 Milestone Events.
BrightWay+ credit card users can benefit from the following features:
Qualify for rewards like a credit limit increase or APR decrease in as little as 6 months from the date of owning the card.
You can also download the BrightWay app and manage your payments anytime and from anywhere.
Once you’ve downloaded the app, you can perform the following features:
Call: 1-866-207-9130 from 8 am to 11 pm EST Sunday – Saturday.
Address: OneMain Holdings, Inc 301 NW Second Street Evansville, IN 47708-1013
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