www.navyfederal.org activate debit – Activating Your Debit Card

Navy Federal Credit Union members that have a checking or savings account have the option to receive and use a Navy Federal debit card for their account.  After electing to receive a debit card they will need to first activate the card before they can begin using it.

The card can be activated a couple of ways, online or by phone.  Here are some quick instructions on how to do both.

Activate Navy Federal Debit Card Online

www.navyfederal.org activate debit

  • Sign in to your Navy Federal Credit Union account
  • Enter your username and password
  • Click the Sign In button
  • Click the Account Services tab
  • Enter your card number
  • Enter your expiration date
  • Enter your card CVV date

If you are asked to provide your date of birth and social security number input that info as well via navyfederal.org activate debit.

Activate by Phone

Call 1-888-842-6328

Follow the card activation prompts 

Contact Customer Service

24/7 Member Services 1-888-842-6328

Navy Federal routing number:  256074974

Lost or Stolen Cards

Call 1-888-842-6328 

Available 24 hours a day

General Mailing Address

Navy Federal

PO box 3000

Merrifield, VA  22119-3000

Mobile Banking

Members that are interested in mobile banking can download the Navy Federal Credit Union app via Google Play or the App Store.  The app has many of the same features as logging in to your account from your desktop to online.  Here are some features:

Check balances

Pay bills

Transfer money

Mobile deposits

Card Features

Visa logo

Zero Liability policy fraud protection

Chip technology

freeze/unfreeze service

24/7 fraud monitoring

Access to stateside member reps for assistance

Money comes from checking account with no interest charges

Full transaction history

No minimum purchase amount

Accepted at millions of merchants worldwide


www.navyfederal.org activate debit

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