Invitation to Apply for OneMain Financial Pre approval Loan

Consumers introduced to a personal loan offer from OneMain Financial can apply for the loan online and receive an instant decision.  By visiting the offer page users will be presented with loan offers based on their credit eligibility.  They can decide on the offer and proceed with completing the online application.

How Omf Offer Works

Customers can apply for a loan online and follow these easy steps towards getting started:

  • Visit
  • Enter your offer number
  • Enter the last 4 digits of your social security number
  • Click the green Find My Offer button

After clicking the green Find My Offer button you will be presented with offers you can select from.  Please note that your credit score will not be affected by this.  It will only be needed when you decide on an offer and proceed with the rest of the online application process. online applications will require that you enter the following info:

  • Desired loan amount
  • Loan purpose
  • Answer if you own a vehicle
  • Name
  • Address
  • Email address
  • Phone number
  • Date of birth
  • Social security number
  • Monthly net income
  • Source of income
  • Check the terms box
  • Click the green Submit Loan Application

If approved you will visit your local branch bank location and meet with a Loan Specialist where the following will be verified:

  • Identity
  • Income
  • Expenses
  • Employment and collateral

Upon reviewing and accepting your loan terms, you will sign your loan documents and receive your funds

Consumers should note that the entire loan application process only takes about 10 minutes or so.  

About One Main Financial

Trusted lender with over 100 years experience

Offers fixed rates and fixed payments

Personalized service in over 1,500 locations

The rate and product you qualify for depend on a number of factors such as loan size, term length, credit history, income, expenses, other financial obligations, availability of collateral 

OneMain Financial Info

Offers loans ranging from $1,500 to $20,000 

APR’s are generally higher on loans not secured by a vehicle

APR’s range from 16.05% to 35.99%

Term Lengths are 2 to 5 years

Charges loan origination fees which could be a flat amount ($25 to $400) or a percentage of your loan amount (1% to 10%)

Late payment fees range from a flat amount of $5 to $30 per late payment or a percentage of your entire monthly payment amount or a percentage of the delinquent portion of your monthly payment amount (1.5% to 15%)

Company has a BBB accredited A+ business 


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