How to Use Invitation Code to Apply for Discover Card

The following guide provides a comprehensive step-by-step procedure on how to apply for a Discover Card on Discover Card offers various types of credit cards, each designed to cater to different financial needs and lifestyles. This guide not only elucidates the application process but also provides insight into the types of credit cards available, enabling potential applicants to make an informed decision. Additionally, it provides information on how to check the status of your application and how to contact Discover Card customer service for further assistance.

Discover has an exclusive offer for consumers to apply for their Discover IT card.  If you received an offer in the mail and have an invitation number this guide will show you how to use your invitation code properly.  This is an exclusive offer for select customers that’s interested in upgrading their credit card.

Key Takeaways

  • Discover IT Card offers a user-friendly online application process at
  • The application can also be done over the phone or through mail for those who prefer traditional methods.
  • The absence of a 4-word invitation code does not hinder the application process.
  • It is important to accurately input financial details to provide a correct picture of creditworthiness.

What is the Card?

Precisely, what is the Discover IT Card? The Discover IT Card, provided by Discover, is a type of credit card renowned for its exceptional reward system and consumer-friendly features. When you apply for a Discover IT card through, you’re seeking to access a product that offers a wide range of benefits, including cashback rewards, low intro APR, and no annual fee.

The Discover IT Card is a product designed to enhance financial flexibility and promote responsible spending. It employs a unique rewards system that includes 5% cash back in rotating categories each quarter, up to the quarterly maximum when you activate. Plus, Discover will automatically match all the cash back you’ve earned at the end of your first year.

To apply, you must enter the word code at during the Discover card application process. This code is typically provided as part of promotional materials or through targeted mailing offers. The application process is structured to be user-friendly and efficient, with a strong emphasis on security and privacy. In essence, the Discover IT Card merges convenience, value, and security into a single financial product.

Discover IT Card Features

Feature Description
Cashback Rewards Earn cash back on every purchase, with higher rates in rotating categories like gas, groceries, and dining.
No Annual Fee Enjoy the card benefits without an annual fee.
Introductory APR Offers 0% APR on purchases and balance transfers for a specified introductory period.
Cashback Match Matches all cash back earned at the end of the first year for new cardmembers, with no limit.
Free Credit Score Provides access to your FICO® Credit Score for free.
Flexible Redemption Redeem cash back at any time, for any amount, including as direct deposit, statement credit, or at select merchants.
Security Alerts Automatic alerts for new credit inquiries, accounts opened in your name, or other signs of identity theft.
Freeze It® Ability to freeze your account to prevent new purchases, cash advances, and balance transfers if your card is lost or stolen.
No Foreign Transaction Fees Make purchases abroad without extra fees.
U.S.-Based Customer Service Access to customer service based in the United States, available 24/7.

How to Apply for Discover Card at

Applying for a Discover Card at can be undertaken through various methods, each tailored to meet the specific needs and circumstances of the applicant. One can either opt to apply online, even without the 4-word invitation code, or choose to submit the application by phone or mail. These methods provide flexibility and convenience, whilst ensuring a seamless application process.  To get started with the online application follow the instructions below:

  • Enter your unique 4 word invitation code

***Your 4 word Applydiscoverit invitation code can be found on the bottom of your invitation letter – it allows your application to be automatically pre-filled with some of your basic information to speed up the application process

  • First word
  • Second word
  • Third word
  • Fourth word

Click the orange Start Your Application button

The next part of the application process is seeing that you’ve been preapproved for a Discover credit card and selecting your card design.

You will need to enter some personal details to complete the online application such as:

  • Date of birth
  • Employment status
  • Monthly housing or rental payment
  • Total gross income
  • Email address
  • Agree to terms & conditions
  • Click the orange Submit button

It is important to read the terms and conditions including review your card offers interest rates and charges.  All of that info will be on the application page.

How to Apply for Discover Card at without 4 word invitation code

Even without a four-word invitation code, you can still submit an application for a Discover Card on This platform is designed for ease of use, keeping the application process straightforward and intuitive. The invitation code is typically part of targeted mail offers, but its absence doesn’t hinder your application.

However, the Discover IT invitation code login might expedite the process, as it pre-fills certain information. Discover Cards, one of the major credit card issuers in the U.S., is accessible to diverse credit profiles. Your credit history, though, will affect the terms of your card. Therefore, ensure you accurately input your financial details to provide a correct picture of your creditworthiness. Application without an invitation code requires a bit more time, but is equally effective.  Here are instructions if you still want to apply without an invitation number.

  • visit
  • click the blue “Click here to find your offer” link 4 word code

You will next need to enter your name, last 4 digits of your social security number, and identify if you’re a student or not.  Click the orange Find My Offer button.  The system will search the Discover Card website for any available credit card offers you qualify for with Discover.


Other Popular Discover Card Posts:

How to Apply For Discover IT Card by Phone

If you prefer a more personal touch, you can also apply for the Discover IT Card by phone as an alternative to the online application process on This method provides the opportunity to ask questions directly and receive immediate responses.

Here’s how to apply for Discover IT Card by phone:

  1. Dial the toll-free number 1-800-756-4336, typically found on the Discover website or promotional materials.
  2. Speak with a customer service representative and express your intention to apply for Discover Card.
  3. Provide the necessary personal information for the application which includes your contact details, social security number, and income data.
  4. Wait for the discover application status, whether approved or declined, which will be communicated by the representative or through a follow-up call or mail.

How to Apply for Discover IT Card by Mail

For individuals preferring traditional methods, the Discover IT Card application can also be completed and submitted via mail. To start, visit to request a paper application or use the paper application that you already received in the mail. The form will require your personal details including your social security number. After completion, mail it back to the address provided. The preapproval process then commences, where Discover reviews your credit history and financial stability.

During this period, it’s beneficial to regularly check your application status online to stay updated. If approved, the Discover IT Card will be mailed to you. However, bear in mind that this method may take longer due to postal service timelines. Nonetheless, it remains a viable option for those who prefer offline transactions.

How to Check Discover IT Credit Card Application Status?

The process for checking your Discover IT Credit Card application status is straightforward and can be done with ease online. This service is designed to provide applicants with a hassle-free way of tracking their application progress, from submission to approval.

Here are the steps to check your Discover IT Credit Card application status:

  1. Visit the official website, This is the platform where all the procedures related to the Discover card take place.
  2. Navigate to the application status section of the website, you will find a link at the bottom of the page. This is where you can track the progress of your credit card application.

  1. Enter the required personal information including your Social Security Number and zip code. This information is necessary for the system to locate your application.
  2. Click on the ‘Check Status’ button. The system will then retrieve your application status. invitation number

How to Contact Discover IT Card Customer Service

In the event an applicant’s need for further assistance or clarification regarding the application process arises, Discover IT Card’s customer service team stands ready to help. Whether you are applying for the discover it cash, chrome discover it, or seeking information about your discover it balance, the team is equipped to address your concerns.

Contacting Discover Card customer service can be done via several channels. The most direct method is through the telephone. Customers can call the toll-free number available on the website, ensuring that their queries are promptly attended to. The service is available 24/7, making it convenient for applicants with different schedules.

Another means of communication is through the live chat option on This feature allows for real-time conversation with the customer service team, providing immediate responses to queries. Writing an email is another option, particularly for non-urgent inquiries.

Furthermore, Discover IT Card has a presence on various social media platforms where customers can reach out. These include Facebook and Twitter, where the customer service team promptly addresses concerns.

Call 1-877-587-1605


In conclusion, applying for a Discover IT Card at is a straightforward process. By understanding the types of credit cards offered, following the application process, and knowing how to check the application status and contact customer service, individuals can efficiently manage their credit requirements. Interestingly, Discover was recognized as “Highest in Customer Satisfaction with Credit Card Companies” by J.D. Power in 2014 and 2015, highlighting their commitment to client service.


Scroll to Top