– Discover IT Cash Back Offer

Discover is offering consumers an exclusive offer to apply for their Discover IT Cash Back card.  If you received an offer to apply in the mail if you apply you can enjoy these great benefits for switching over:

Discover IT Apply Card Highlights

0% intro APR on purchases and balance transfers for 14 months

3% intro fee applies for each balance transferred by promotion deadline

After intro APR ends your standard variable purchase APR applies

Up to a 5% fee will apply to future balance transfers

How to Apply



Call 1-800-756-4336

Apply Online


Enter your 23 digit invitation #

Click the orange Start Your Application

Your 23 digit Discover IT Cash Back invitation number is found on your offer letter at the bottom of the letter.

If you do not have an invitation number click the “Click Here To Find Your Offer” link on the website

Enter the following details

First name

Middle name

Last name

Last 4 digits of your social security number

Click the button “I understand this is not a credit card application and that this search for an offer will not impact my credit score.  However, if I choose to submit an application for a credit card account, my credit file will be accessed for purposes of determining account approval.”

Click the orange Find My Offer button

Complete Online Application

Enter the following details


Home address

Date of birth

Employment status

Monthly housing/rent payment

Total gross income

Email address

Check Agree to Terms & Conditions

Click the orange Submit button

Complete the rest of the online application and after it is submitted you will receive an instant decision.  If approved you will receive a credit limit and your new Discover IT Cash Back card mailed out to you.

Apply By Mail

In your mailer there’s a paper application that can be completed and mailed back using the self-addressed envelope.  The paper application is short only requiring you to enter the following personal details:

Phone number

Date of birth

Social security number

Total annual gross income


Check if you have a savings/checking account


Employment status

Monthly housing payment

Do you own/rent

Highest level of education

Check if you’re a US citizen

Email address

Apply By Phone

Call 1-800-756-4336

Discover IT Cash Back Card Details

Earn 5% cash back at different places each quarter

Earn 1% cash back on all other purchases

First year offer cashback match

No annual fee

Free social security number alerts

Free credit scorecard

Unlimited cashback match

Accepted at 99% of places 

Redeem your rewards for cash in any amount

Cash back never expires

100% US based customer service available any time

Account freeze within seconds to prevent new purchases

Paying late won’t raise your APR

No late fee on your first late payment

Contact Customer Service

Call 1-877-587-1605


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