www.breadcashback.com/accept – Apply for Bread Cashback Card

Consumers that were invited to apply for a Bread Cashback American Express credit card can apply online at the Bread Financial application site via www.breadcashback.com/accept.  The online application process only takes a few minutes to enter your information and wait for an instant decision.  This offer is currently for consumers that have been pre-approved and received an invitation.

What is Bread Cashback American Express Credit Card?


  • Earn 2% unlimited cash back on purchases
  • Earn unlimited cash back  with no categories to manage
  • No annual fee
  • Save $49 on your first Walmart+ annual membership
  • No foreign transaction fees
  • Premium security, dining, and entertainment benefits from American express
  • Redeem cash back via direct deposit or as a credit on your statement

How to Apply for Bread Cashback Pre approval Offer

If you are ready to take advantage of the Bread Amex card offer follow the steps below to applying online:

Complete the online application which will require you to enter personal details including:

  • Employer
  • Salary
  • Mortgage or rent amount
  • Occupation
  • Address
  • Email address
  • Social security number

Once you finish the breadcashback.com/accept application and click the Submit button, wait for an instant decision.  Your credit history will be checked so you will receive an inquiry on your credit.  If you are approved for a Bread Financial American Express card you will receive an acceptance on the application site.

A credit limit will be extended to you based on the information you submitted on the application and your new card sent to your mailing address.

How will I redeem my Bread Cashback earned rewards?

Sign in to Account Center to redeem rewards. You don’t have to meet a minimum rewards amount threshold, and cash back doesn’t expire. Simply sign in and request your cash back rewards whenever it is convenient for you. You can choose between direct deposit or statement credit when using your Bread Cashback Card. For a complete description of the program, please refer to the Rewards Terms and Conditions.

How to Contact Bread Cashback Customer Service

  • Call 1-855-796-9632

If you’ve signed up for the Bread Amex login and have an online account you can communicate with customer service inside your account using secure message in the Account Center.  

To correspond with customer service by mail here are the addresses to consider:

Comenity Bank Comenity Capital Bread Savings

PO Box 183003 PO Box 182273 PO Box 182084

Columbus, OH 43218 Columbus, OH 43218 Columbus, OH 43218

How to Check my Bread Cashback Application Status?

If you have applied for a Bread Cashback Amex card at breadcashback.com/accept and did not get an instant approval after submitting your application wait a few days for a response to your email address then contact customer service.  You should receive an update via email or by mail but in the meantime contact customer service at their toll free number.



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