How to Use Confirmation Number to Apply Online

In an era where digital finance solutions are increasingly becoming the norm, SoFi has carved out a niche for itself as a leading personal loan lender, offering an array of financial products designed to meet the evolving needs of modern consumers. Central to SoFi’s allure is the confirmation number, a gateway to personalized loan offers that blend competitive interest rates with user-friendly service. This article delves into how to leverage this confirmation number for applying online, alongside exploring SoFi’s comprehensive suite of services including personal loans, savings accounts, and its innovative SoFi Money and SoFi Credit Card products.

Consumers can that have been pre-selected for a SoFi Personal Loan can apply online at  This offer is only for a limited time and customers will need to apply before the promotion deadline.  

What is the Confirmation Number?

The confirmation number acts as a unique identifier for prospective borrowers, facilitating access to SoFi’s personal loans tailored to individual financial profiles. This alphanumeric key not only simplifies the application process but also ensures a secure, personalized loan offer, reflecting SoFi’s commitment to utilizing technology to enhance the borrowing experience. With direct deposit capabilities, SoFi integrates seamlessly into the financial lives of its customers, offering more than just loans but a comprehensive financial partnership.


SoFi Promotional Offer Details

  • Consumers can apply for a fixed rate loan with APR rates ranging from 6.99% to 14.87% – these rates are included with users that signup with Autopay.
  • Borrow from $5,000 to $100,000
  • Consolidate credit cards into one personal loan

How to Apply for So-Fi Personal Loan at

To apply for a So-Fi personal loan using your confirmation number, visit and input your code to unlock your personalized offer. The application process requires detailed financial information, including credit score, loan amount desired, and proof of income, typically via direct deposit. SoFi’s platform guides applicants through each step, offering a seamless experience from application to approval, with customer support available to assist with any queries or concerns.

Customers can apply for a SoFi loan by telephone or online.  The online application process is very quick and simple requiring a few steps:

  • Visit
  • Enter your 14 digit confirmation number and zip code
  • Click the Find My Rate button

Some of your personal information is linked to your confirmation number so when you begin the application process some of the fields on the application will automatically pre-fill.  While applying your credit score will not be affected.

You are basically applying to see what your interest rate will be and deciding on your loan amount.  If you are satisfied with the interest rate you’re offered then you can accept the offer and continue on.

Customers that are interested in applying for a SoFi personal loan but who were not invited to apply can click the Sofi logo in the top left corner at the Sofi Offer website and get started there.

How to Apply for So-Fi Personal Loan by Phone

To apply by phone customers can call Customer Support at the following details:

Toll Free number 1-855-456-7634

Monday – Thursday 4am to 9pm Pacific

Friday – Sunday 4am to 5pm Pacific

This option is for consumers that want to speak with someone directly about the SoFi loan options and application process.  There is access to live customer support 7 days a week.

What Can a SoFi Personal Loan be used for?

SoFi personal loans offer unparalleled versatility, allowing borrowers to address various financial needs, from debt consolidation and home improvements to funding significant life events. The absence of an origination fee, coupled with potential rate discounts for autopay and direct deposit into a SoFi direct deposit account, make SoFi a highly attractive option for financially savvy individuals. Moreover, SoFi provides unemployment protection and forbearance options, underscoring its commitment to borrower support beyond mere lending.

Purpose of So-Fi Personal Loan Description
Debt Consolidation Combines multiple debts into a single loan with potentially lower interest rates, simplifying monthly payments.
Home Improvements Funds renovations or repairs to enhance your home’s value and functionality.
Major Purchases Enables the financing of large expenses such as buying a vehicle or expensive equipment without high credit card interest rates.
Wedding Expenses Covers the costs associated with planning and hosting a wedding, from venue to catering.
Travel Finances dream vacations or necessary travel without dipping into savings or using high-interest credit cards.
Medical Bills Helps manage and pay off high medical expenses over time with a potentially lower interest rate.
Education Supports funding for educational expenses not covered by traditional student loans or scholarships.
Moving Expenses Assists in covering the costs of relocating, including movers, transportation, and initial housing expenses.
Emergency Fund Provides a financial cushion for unexpected expenses, such as urgent home repairs or sudden medical needs.
Business Expenses Offers funding for small business needs, from startup costs to expansion, without the need for a business loan. Personal Loan Highlights

  • No application fees
  • No origination fees
  • No pre-payment fees
  • Receive funds within a week
  • Sign up for autopay and receive a 0.25% discount on your rate
  • Loan is unsecured- don’t need to provide collateral
  • Don’t have to deal with all the extra fees and paperwork
  • If you lose your job we’ll temporarily pause your payments and help you find a new job

Individuals that have multiple credit cards over 12% interest can choose a SoFi personal loan and in the end save hundreds of thousands of dollars in interest.  Use your personal loan to remodel your kitchen or upgrade your appliances.

This offer is only valid for a short time so take advantage of it before the promotion deadline expires.

How to Contact SofiOffer Customer Service

SoFi’s dedication to superior customer experience is evident in its robust customer support system. Borrowers and prospective customers can reach out via a referral link, phone, email, or live chat for assistance with applications, to inquire about SoFi bonuses and promotions, or to discuss loan amounts and repayment options. Whether it’s navigating the requirements for a cash bonus, understanding the APR on a student loan refinance, or exploring savings and credit card options, SoFi’s customer support team is equipped to provide comprehensive assistance, ensuring that every customer’s journey is as smooth and beneficial as possible.

Personal Loans

  • SoFi Lending Corp. or an affiliate Personal Loans
  • PO Box 654158
  • Dallas, TX 75265-4158

Personal Loans

Chat with Personal Loans Support
(855) 456-SOFI (7634)Phone number

  • Monday–Thursday 5am–7pm PT
  • Friday–Sunday 5am–5pm PT

In conclusion, leveraging the confirmation number to apply for a personal loan with SoFi opens the door to a realm of financial possibilities. From competitive personal loan offerings and innovative banking products to enticing sign-up bonuses and referral bonuses for new customers, SoFi stands out as a premier personal loan lender and financial partner. With a focus on high credit scores, attractive interest rates, and an unwavering commitment to customer support, SoFi not only meets the immediate financial needs of its customers but also supports their long-term financial health and stability.


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