Comenity Hot Topic Login and Pay Bill

Comenity Bank issues the Hot Topic Credit Card and cardholders can access their account online by visiting  The site offers members 24/7 access to view their account information, make online payments, view transactions, etc.

This page is designed to give readers a step by step guide on how to register your card, login, and navigate inside your account dashboard.  

Hot Topic Credit Card Login Steps

Before a cardholder can successfully login to their account they will need to register their card for online use.  The registration process setups their account for secure anytime access. Here are a few steps to consider when registering for the first time:

First Time Registration

There are 2 areas on the homepage to register – Click the Register for Access link at the top of the page OR click the Register Now link at the bottom of the page.

Enter the following personal details:

  • Credit card account number
  • Zip code
  • Last 4 digits of your social security number
  • Click the black Find My Account button

Under Create Account create your login credentials by entering:

  • User name
  • Password
  • Email address
  • Mobile phone number
  • Click the black Create Account button

hot topic credit card

After you’ve completed the enrollment process you are ready to enter your Hot Topic sign in information.  Enter your username and password then click the black Sign In button.

Hot Topic Comenity Features

Once logged in to your account there are a number of features available to users.  The Hot Topic sign in makes managing your credit card information very convenient. There are a number of options that assist with managing your account.

Paperless Billing

Users can sign up to receive paperless/electronic billing on a monthly basis.  You can elect to stop receiving the paper billing statements in the mail and simply be notified when the electronic version is ready for viewing.  

The online version is an exact duplicate of the paper statement.  When it is ready for viewing you will receive an email notification when it’s time to view.

Pay Hot Topic Credit Card Online

hot topic comenity

From the Comenity online service cardholders can elect to pay their bill each month via electronic debit from their checking account.  You will simply need to store your checking account number and bank routing number inside your online account.

Once your payment due date is near you can click to pay from your checking account very easily.

Your minimum payment amount has to be paid before 8pm Eastern standard time to avoid a late fee.  The late fee is an expensive $30+ dollars. If you pay prior to the time deadline your account will be credited with the payment the same day.  

Paying afterwards credits your account the following business day.

The other options to pay your credit card bill may require additional fees to make a payment such as by phone or mail.  With the Hot Topic Comenity online service there is no fee, it’s a free service to make a payment.

Hot Topic Credit Card Benefits

  • Receive 15% off your first purchase
  • Receive two $20 off $50 shopping passes each year
  • Receive exclusive offers
  • Earn 1 point per $1 spent
  • 100 points = instant $5 reward
  • $20 off a $50 order twice a year
  • VIP status when you reach 500 points


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