www.apply.luxurycard.com/1590 – Apply for Luxury Mastercard Black Card

Consumers that received an invitation to apply for the Mastercard Black Card can follow the information in this guide to apply for the card.  The card can be applied for over the phone, online, or via mail.

How to Apply by Mail

You should have received an application to complete and return via mail.  There should be a self addressed postage paid envelope to return it in.


BankCard Processing Center

PO Box 7718

Philadelphia, PA  19101-9736

Apply Luxury Card Online

***your Luxury card personal ID code can be located on your hard copy application form that you received in the mail.  It’s an 11 character code.

  • Click the Apply button


Continue on with the rest of the online application process which will require you to enter personal details such as:

  • Address
  • Social security number
  • Date of birth
  • Mother’s maiden name
  • Home phone number
  • Annual gross income

How to Apply by Phone

Consumers can call the toll free number and speak with a representative to complete the phone application 


If you choose to apply by mail, know that this is the slowest option compared to apply.luxurycard.com/1590.  It will take up to 7 days to receive an update on your status considering mail travel time and processing.

Apply Mastercard Black Card Benefits

$495 annual fee

$195 for any authorized user

Patented metal card design

2% value for airfare redemptions

1.5% value for cash back redemptions

$500 Luxury card travel value

$100 Global Entry & TSA pre application credit

Up to $100 annual airline credit

24/7 luxury card concierge

Luxury card app

Priority pass select airport lounge access

Luxury Magazine

Luxury Gifts

No foreign transaction fees

Luxury Card Fees

APR 14.99%

0% intro APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening

APR for cash advances 25.24%

Late payment up to $40

Returned payment up to $40



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