www.citi.com/lovediamondpreferred – Apply for Citi Diamond Card

www.citi.com/lovediamondpreferred is the online application site for Citi Diamond Preferred credit card customers to submit their application.  In this guide you will learn more about the card before you apply to be sure it’s the right credit card for you.  Here are the following questions this review tackles:

  • What is the Citi Diamond Preferred Card?
  • What are the benefits of Citi Diamond Preferred?
  • How good is the citi diamond preferred card?
  • How to Visit citi.com/diamondpreferred.com to Apply
  • Other Ways to Apply for Citi Diamond Preferred
  • What Fees are Associated with Citi Love Diamond Preferred?
  • What are the Citi Love Diamond Preferred Card Fees?
  • How to Contact Citi Diamond Card Customer Service
  • FAQ’s

What is the Citi Diamond Preferred Card?


Whether you are looking to improve your credit score, get a card for debt consolidation, or save a few bucks on interest, the Citi Diamond Preferred Card could be just what you are looking for. The card has some perks that are worth looking into, including an introductory APR offer, special discounts, and more secure EMV chip technology. However, you will need to have a plan before you apply for the card.

You must have good to excellent credit to qualify for the Citi Diamond Preferred Card. The credit limit will depend on your credit score, debt-to-income ratio, and other factors. 

How Good is the Citi Diamond Preferred Card?

The Citi Diamond Preferred credit card offers cardholders incentives starting with a 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that, the variable APR will be 16.74% – 27.49%, based on your creditworthiness. 

There is also no annual fee and any balance transfers are taxed at $5 or 5% of the amount of each credit card balance transfer, whichever is greater.  

Other Card Benefits

Payment due date of your choice

24/7 customer service

$0 liability for unauthorized charges.

Automatic Account Alerts

Digital Wallets

Contactless Pay

Citi Entertainment

Watch this video review of the card:

How to Visit citi.com/diamondpreferred.com to Apply

The fastest way to apply for this card is online through their application process:

  • Visit www.citi.com/lovediamondpreferred invitation number
  • Enter your 12 digit Citi love diamond preferred personal invitation code
  • Enter your last name
  • Click the Apply Now button

Complete the rest of the application process which will include entering the following info:

  • Name
  • Home address
  • Social security number
  • Date of birth
  • Country of citizenship
  • Cell number
  • Email address
  • Total annual income
  • Monthly mortgage/rent payment
  • Read terms
  • Click the Submit button

This is an instant approval process which should take a minute or so for acceptance.  If you are approved you will receive a credit limit and your card sent to your mailing address.

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Other Ways to Apply for Citi Diamond Preferred

For customers that aren’t interested in applying online at citi.com/lovediamondpreferred you can submit your hard copy application via mail.  Just complete and send back the paper application that was included in your mailer.

By choosing to mail in your application, understand it will take at least a week before you will find out if you’ve been approved for a card.  The online option is the best option because you will receive an instant decision immediately after applying.

What are the Citi Diamond Preferred Card Fees?

  • 25.24% APR on cash advances
  • 15.99% APR for Citi Flex Plan
  • $40 late payment fee
  • $40 returned payment fee

How to Contact Citi Diamond Card Customer Service

Call the number on the back of your card 1-800-325-2865

Say “representative” to access a customer service representative

Available 24 hours a day 365 days a year

Correspond with customer service via the Citi Mobile App

Send a message and a representative will respond back

Use the QR Code scanner feature via the Citi Mobile App for corresponding with customer service

Open the camera app on your mobile device

Scan the QR code

Visit a Citi branch location in your area

Mail correspondence

Citibank Customer Service

PO Box 6500

Sioux Falls, SD  57117


What credit score do I need to get a Citi Diamond Preferred Card?

Citi Diamond Preferred Card is designed for consumers with good to excellent FICO credit scores. Your score must range from 670 to 850.

The intro APR period will end at the end of the intro APR period, and your regular APR will depend on your credit score. You should work on your credit score before applying if you are concerned about the higher APR rates.

Is there a membership fee for Citi Diamond Preferred?

There is no annual fee with the Citi® Diamond Preferred® card.

Does Citi Diamond Preferred card have rewards?

There are no rewards associated with the Citi® Diamond Preferred® card.  As you pay off your outstanding credit card balances, you can build your credit score and use the card to pay off your outstanding credit card debt or fund a purchase.



citi.com/lovediamondpreferred invitation code

citi.com/lovediamondpreferred invitation number

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