SavewithUpgrade – Enter Your Personal Confirmation Number

If you were notified that you’re pre-approved for a personal loan with Upgrade get started with the application process online or by phone.  The online application is available 24 hours a day 7 days a week for customers to take advantage of. Offer Application

Customers that are interested in applying online or by phone can follow these steps to getting started:

  • Visit
  • Enter your 15 digit Upgrade personal confirmation number in this format #####-#####-##### which is found on your mailer
  • Enter the loan amount you desire from $1,000 to $50,000
  • Enter the purpose for your loan
  • Click the green Check Your Rate button

***One of the benefits before getting started with the actual application process is to check your rate first which will not impact your credit score then if everything is satisfactory the next step is completing the rest of the online application.

The next leg of the application process will require performing a hard inquiry on your credit which you will receive a notification if you use a credit monitoring service.  Your credit score may go down some as a result of the inquiry.

Apply By Phone

Call 1-844-311-0088 and speak with a representative to get assistance applying for a personal loan. Personal Loan Details

So you can be aware of the details with an Upgrade personal loan here are some important facts that coincide with their personal loan program:

Personal Uses of a Loan

To give customers an idea of the types of reasons most consumers apply for a personal loan, here are a few ideas:

  • Debt consolidation
  • Unexpected expenses
  • Home improvement project
  • Upcoming large purchase
  • Vacation
  • College


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