BMOHarris Credit Card – Apply Online for BMO Harris Card

BMO Harris Bank is allowing pre-selected customers the opportunity to apply for their BMO Harris Bank Cash Back Mastercard.  Currently the card has special perks that customers can enjoy after they apply and get approved. After you have been approved for a credit card the next step is to go through the BMO credit card activation process.

BMO Harris Bank Cash Back Mastercard Highlights

$200 cash back bonus after spending $2,000 in the first 3 months of account opening

2% cash back per $1 spent on eligible gas and grocery purchases, up to $2,500 in combined spend each calendar quarter

1% cash back on all other eligible purchases

0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from account opening date

No annual fee

How to Apply Online


Enter your BMO Harris credit card invitation ID

Enter your zip code 

Click the blue Continue button

The next step is to complete the online application.  By entering in your BMO Harris credit card invitation ID some of the information on your application will automatically pre-fill but you will need to manually enter the rest.  Here’s some personal information you will need to enter:

  • Name
  • Address
  • Email address
  • Phone number
  • Do you rent or own?
  • Monthly payment
  • Employer
  • Salary

At the end of the application process you should receive an instant decision and your new card will be mailed to your mailing address.

How to Apply for BMO Harris Card

If you prefer to apply for the BMO Harris Bank Mastercard by mail then simply complete the paper application you received in the mail and send it back.  You should have a self-addressed envelope to input your application.  The mailing address is:

BMO Harris Bank

PO Box 2035

Milwaukee, WI  53201-9919

Card Fees

27.24% APR for cash advances

$10 or 4% balance transfer fee

3% foreign transaction fee

Up to $39 late payment fee

Up to $39 returned payment fee

To be eligible to apply for this card consumers will need excellent credit to get approved.


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