Capital One Auto Preapproval – Capital One Auto

Capital One customers that received a pre-approval letter from Capital One for auto financing can apply online at  Capital One has made the entire application process simple and quick.  On your letter it details how much you’ve been pre-approved for and when you visit the online site to apply it’s a quick process.

How to Apply For Capital One Auto Loan

The easiest way to apply for an auto loan with Capital One is via their auto approval website.  Here are some steps to get started:

***If you do not have a pre-approval code click the “Don’t have a code” link and enter your last name, zip code, the last 4 digits of your social security number, and click View My Offer.

  • Click the green View My Offer button

For customers that did not receive a pre-qualify letter for auto-financing they can refer to the “auto-financing” link in the “Didn’t receive a Pre-Approval letter or email” portion of the website. You will be redirected to see if you can pre-qualify which has no impact on your credit score.

After completing the above steps you should see your auto loan offer that you’ve been pre-approved for.  Upon approval of your loan all of your loan information will be calculated for you and will be visible for you to review online.  

You will know exactly what your total loan amount will be, loan payments, and interest rate.  If everything then suits your approval you will then be mailed out your Capital One Blank Check.

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Capital One Auto Loan Pre-Approval Details

capital one pre approved auto loan

Some customers may have received a Capital One prequalify auto loan offer for the Blank Check Program while others may have been presented an amount of how much they can refinance their vehicle for through Capital One via

When you receive your blank check you will be able to use it at any Capital One approved dealership.  There will be a listing of local dealerships included in the packet you will receive.

You’ll be able to shop for a new car at those places and when you find a suitable vehicle you can simply use the blank check towards your purchase.

An important stipulation to remember is you will only have 45 days to use the blank check otherwise it will be void.  Make sure you locate a car within that time frame so you can capitalize on the blank check program.

One last tidbit of advice for customers is be sure to read all the fine print about this program.  You will want to make sure you the car you select falls within the guidelines of the program.

Capital One Auto Loan Pre Approval Highlights

capital one auto loan pre-approval

There are some details that Capital One customers need to be aware of pertaining to this pre-approval offer.  Here is a list of conditions to consider:

  • Must be at least 18 years old
  • Minimum gross monthly income should be $1,800
  • Capital One account in good standing
  • Can’t be delinquent or in foreclosure on real estate, mortgage, or loans
  • No Capital One default loans in the past 12 months
  • Financing starts at $4,000 and extends to $35,000
  • Loan terms are 24 months to 72 months
  • Vehicle mileage must be under 120,000


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