Gomercury – Apply for Mercury Mastercard

Consumers that were sent a pre-approval letter to apply for a Mercury Mastercard can visit their online website to apply.  The site is available 24 hours a day for customers to submit their application and at the end receive an instant decision on their acceptance.  It only takes a minute or so to be approved.

Enter GoMercury Mastercard Reservation Code

To get started with the online application the first step is to locate your Mercury Mastercard reservation code found on your offer letter.  After you’ve found the code follow these instructions:


If you do not have a reservation code click the “Click here” link beside “Don’t have a reservation code.”

Enter the following details:

  • Last name
  • Last 4 digits of your social security number
  • Zip code
  • Click the Apply Today button

Once you’ve entered in your preliminary information at gomercury.com to get started the next step is to complete the rest of the application process by entering in some personal info such as:

  • Name
  • Address
  • Salary
  • Employer
  • Mortgage/rent amount
  • Social security number

At the end of this process you will click the Submit button and wait a minute or so to see if you’ve been accepted.  If you are accepted for a credit card you will find out your credit limit and your new card mailed to your address.

After you receive your new card you will need to activate it so read the Mercury card activate post.

Gomercury Mastercard Details

Mastercard Accepted worldwide

$0 fraud liability

Free FICO score

Card issued by First Bank & Trust 

$0 annual fees

Cannot apply unless you’ve been invited via mailer

Late fee charges up to $38

Card info

The Gomercury Card is ideal for consumers with poor to bad credit with credit scores ranging between 550 and 650

Annual Percentage rate (APR) from 25.90-27.90% that varies based on the Prime Rate

Cash advance APR ranges from 27.90-29.90% and also fluctuates with respect to the Prime Rate

5% or 10% cash advance fee based on the amount of the cash advance

Credit limit of at least $1,500. 

Contact Customer Service

To speak with customer service call 1-866-686-2158

Website trouble call 1-833-766-4844

New application assistance call 1-833-766-4844

Send correspondence

Card Services

PO Box 84064

Columbus, GA  31908

Send Credit Card Payment

Card Services

PO Box 70168

Philadelphia, PA  19176-0168

Pay by Phone

Call 1-866-686-2158

Download Mercury Mastercard Mobile App

If you are interested in managing your credit card account while on the go you can download the mobile app:

Download the Mercury Mastercard Mobile app via the App Store or Google Play



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