CreditNinja customers that were notified in advance of a pre-approval offer to receive a personal loan can apply online or by phone. The offer is available only for a short time so you will need to refer to your mailer for the expiration date.
CreditNinja Preapproved Confirmation Number
If you are interested in getting started with the CreditNinja personal loan process you can follow these easy steps for online or phone applications:
Have your CreditNinja preapproved confirmation number handy which is located on your mailer, it consists of 12 digits and enter the following details:
- First name
- Last name
- Date of birth
- State of residence
- Mobile number
- Last 4 digits of your ssn
- Email address
- Confirmation number
- Click the green Continue button
Continue on with the application process which will definitely ask for more information such as employment, salary, rent/or pay mortgage, etc. After you complete the application you will need to wait a day or so for a decision on your loan acceptance.
To Apply By Phone
If you’re more comfortable speaking with someone about the personal loan opportunity you can call customer service at 1-855-646-5201. The representatives can answer all of your questions and take your application over the telephone.
There is also a FAQ section on the creditninja.com/preapproved homepage available for review.
CreditNinja Offer Details
The CreditNinja pre-approval personal loan offer has conveniences that many consumers will enjoy and find interesting:
- If you received a mailer then you’re already pre-approved for the offer. You will just need to verify your income and employment to complete the process.
- Applying for the loan is an easy process that only takes a few minutes of your time. With the use of the CreditNinja confirmation number some of your personal info is already saved and will pre-populate the fields on the application thus speeding up the process.
- You will have the option to decide on your monthly payment and be sure it fits into your monthly budget.
- Approved funds can be deposited the next day
There are some stipulations that applicants need to be aware of when applying for a CreditNinja personal loan:
- Pre-approval subject to their verification of your identity and credit info
- Credit will not be extended if you do not meet pre-established criteria
- Must be at least 18 years old and a US citizen or permanent resident
- Reside in a state that CreditNinja operates in
- Have direct deposit for your income source
- Verified income supports your ability to repay
- Meet verification standards
- Must have an open and active checking account or prepaid debit card
CreditNinja is a web-based company that completes all of their loan transactions online or over the phone. There loan process is quick and doesn’t involve the long tedious process that traditional loans take. You can apply for a loan from anywhere you have access to a computer and internet.
Contact Customer Service
To speak with a representative call 1-855-ninja-01