Consumers that were invited to apply for the Destiny Mastercard can utilize their invitation webpage to apply for the credit card online. The offer is only good for a certain time so you will need to refer to your mailer for the promotion date deadline.
The Destiny Mastercard is designed for consumers that are new to credit or trying to rebuild their credit history.
Destiny Card Application Code
To get started with the online application process consumers can follow these simple steps:
- Visit www.destinycard.com/invite
- Enter in your application code
***Your Destiny card application code can be found on your mailer – it’s a 12 digit code
- Enter in your zip code
- Click the Get Started Button
As you begin the application process you should be prepared to enter the following information:
- rent/mortgage amount
- Social security number
When you finish the destinycard.com/invite application and submit it you will receive an instant decision that only takes a minute or so. If you are approved a credit limit will be established and your new card mailed out to you.
What is Destiny Mastercard
The Destiny Mastercard is a credit card specifically designed for individuals with poor to bad credit. It is issued by the First Electronic Bank and the online account management platform is serviced by Genesis FS Card Services, Inc.
The card offers typical features you will find in a credit card for bad credit such as:
- Annual fee between $59 and $99
- Foreign transaction fee 1%
- Late payment fee up to $40
- Starting credit limit $300
- APR 24.9%
- No rewards benefits
In order to apply for the card you must be at least 18 years of age and reside within the United States. There are pros and cons to this particular credit card so you will have to do your due diligence to see if it is right for you.
Destiny Card Benefits
Equipped with a chip to prevent against fraud
Mastercard ID theft protection that monitors essential information
Zero liability protection
No monthly maintenance fee
No one-time application fee
Application process is quick and easy
Reports to three major credit bureaus monthly
Destiny Mastercard Login
After you get approved for a credit card at destinycard.com/invite you can enroll in the online account management service that allows you to manage your account online. Here are some of the features you can expect from this free service:
- Pay your monthly bill
- Opt for paperless statements
- 24/7 access
- Make changes to your personal information
- Monitor transactions in real time
- View your credit limit
- View your account balance