If you’re looking to upgrade your credit card to a better card then the Amex EveryDay Preferred Card may be a great selection for you. If you recently received an invitation in the mail to apply for the Amex card then consider the benefits the card affords its members and compare it with the credit cards you currently have. More and more credit card issuers are offering new customers better values and making it easier to switch over through their pre-selection process and quick online application.
What are the highlights of the Amex EveryDay Preferred Card? The Amex card awards members on the amount of usage they have with their card. If a cardholder makes 30 or more purchases within a billing period they will receive 50% extra points on those purchases. So members are awarded based on how often they shop with their card.
By using your card so often you will easily begin to rack up rewards points which equate to 3 times the points at US supermarkets on purchases equalling $6,000 per year. The second tier of points earning is 2 times the points at US gas stations and 1 times the points on all other purchases.
Continued benefits with the card are cardholders can carry a balance or pay the entire balance off every month. For balances that are not paid off at the end of the month for new members they will enjoy a 0% introductory rate for the first 12 months of membership and afterwards the rate will change to a variable rate which is currently posted at 22.99%.
If you received a mailer about the Amex EveryDay Preferred Card and you’re interested in applying for the card online visit (www.americanexpress.com/myamexeverydaypreferred). The application process is quick and you will need to enter your RSVP code which is a 14 digit code listed on the mailer. You can also complete the pre-selection application form attached to the mailer and mail it back but the online application is faster and you’ll receive an instant decision on your acceptance.