Apply for Credit One Bank Card – Pre approval Offer with Invitation

Consumers that were invited to apply for a Credit One Bank credit card can apply online at the application website.  Credit One Bank is better known as an unsecured credit card lender that offers low interest loans for repairing credit. But the bank has cards for all kinds of bad credit, and some cards even have good cash back rewards.

Credit One Bank Pre-Approved Offer

If you are interested in applying for a Credit One Bank credit card follow these steps to get started:

Continue on with the rest of the application process which will include entering in some personal information such as:

  • Salary
  • Employer
  • mortgage/rent amount
  • Address

When you finish applying and click the final Submit button you will receive an instant decision and a credit limit.  

Consumers Without an Invite

The offer to apply for a Credit One Bank credit card is exclusively for consumers that were contacted by Credit One Bank but other consumers can also apply for a credit card and see if they get approved.  

If you don’t have an approval code from the website click the Search Now link at the bottom of the page.  On the next page you can check to see if you qualify for any Credit One Bank credit cards by entering the following details:

  • First name
  • Last name
  • Last 4 digits of your social security number
  • Click the orange See If I’m Pre-Approved button
  • Continue on with the rest of the online application process 

Check Your Application Status

If you have previously applied for a Credit One Bank credit card you can check the status of your application by clicking the Check Your Status link at the bottom of the page and enter the following to start the process:

  • Last name
  • Social security number
  • Click the blue Check Status button

If you did not receive an offer in the mail for a Credit One bank card you can try to pre-qualify for a card by clicking the See if You Pre-Qualify link at the bottom of the page

The next page requires users to enter the following info to apply for a Credit One Bank Platinum Visa card:

  • First name
  • Middle initial
  • Last name
  • Mailing address
  • Email address
  • Main phone number
  • Social security number
  • Date of birth
  • Total monthly income
  • Click the See Card Offers button

Credit One Bank Platinum Visa Card Details

Earn cash back rewards on eligible purchases

View your credit score/report online

Zero fraud liability

Potential credit line increases with regular account reviews

Earn More Cash Back rewards when you use your Credit One Bank card at participating merchants

Interest Rates/Charges

APR for purchases  17.99% to 23.99%

APR for cash advances  23.99%

Annual fee  $0 to $95 for the first year afterwards the annual fee for the second and future years will be divided into 12 equal portions and one portion will be billed each month of the applicable year


Cash advance:  either $5 or 8% of the amount of each cash advance or visit

Foreign transaction:  either $1 or 3% of each purchase

Late payment:  up to $39

Returned payment:  up to $39

Credit One Bank Address

Credit One Bank

6801 S Cimarron Road

Las Vegas, NV  89113

Customer Service

Call for automated account info 1-877-825-3242

Call for application info 1-800-752-5493

Lost or stolen cards 1-877-825-3242

Mail Payments to

Credit One Bank

Payment Services

PO Box  60500

City of Industry, CA  91716-0500

General Correspondence

Credit One Bank

PO Box  98873

Las Vegas, NV  89193-8873


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