Citi Apply Citi Simplicity – Pre-Approval Offer for Citi Simplicity Card

Citi is offering new customers a limited time opportunity to apply for their Citi Simplicity MasterCard online at  This is an exclusive opportunity for consumers who meet their credit criteria to apply for a Citi credit card.

Use Invitation Code

If you received this offer by mail refer to your mail offer to locate your Invitation Code.  

If you’re unsure where it’s located refer to the “Where to Find Your Invitation Code” link on the homepage. 

Your code should be located at the top of your paper application form above your name and address.

After finding your code enter it in the space for it along with your last name then select Proceed to Application.  

This is where the actual online application begins and you’ll need to complete the form entering info such as your name, address, salary, employment, housing info, social security, etc.

How to Apply Online for Citi Simplicity Card

New customers that received a Citi apply Citi Simplicity offer indicating you are pre-selected to apply for their Citi Simplicity MasterCard can take advantage of this opportunity by applying online at at their fast application site or by calling 1-866-359-3908 or by completing the Citi Simplicity Credit Card Application Form attached to the mailer.

Either application option is available to new customers with the online application process being a much faster option providing customers an instant decision and if approved they’ll receive their new card in a few days.

The 2nd fastest process is applying by telephone and the the 3rd fastest option is completing the paper application and mailing it in.  This option can take a week or so to find out your acceptance.

Citi Simplicity MasterCard Offer Details

  • Great low introductory rate
  • No late fees
  • No penalty rate
  • No annual fee

APR:  There is a 0% intro APR for the first 18 months on purchases from date of account opening and a 0% intro APR for the first 18 months on balance transfers from date of first transfer.

After the 18-month intro period is over the APR shifts to 20.24% variable APR.

All balance transfers should be completed within the first 4 months of opening your account.

Each transfer of at least $5 has a 3% balance transfer fee.

24/7 Support:  Cardholders will also have direct access to a representative 24 hours a day 7 days a week.  Anytime you have questions about your credit card account you are just a phone call away from support.

Payments:  Making monthly credit card payments is easy and convenient as account holders can schedule their payment due date on any day of the month.

The current Citi Simplicity pre-approval Promotion deadline is 10/15/2016 so be sure to apply before the offer expires.  Also be sure to use your Invitation Number highlighted on your mailer when applying online to receive your personalized credit card offer.

To receive a Citi Simplicity Card you must meet the Citi’s credit criteria which is determined by your annual salary, wages, any other annual income, and a review of your debt.  When you receive your card or are approved online you will receive the amount of your credit limit.  Depending on your credit review your credit limit could be as low as $500.


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