Invitation to Apply for Overstock Store Card – Pre-approved Offer

Overstock is approving certain customers that meet their financial criteria an opportunity to apply for an Overstock Store Card.  Customers should have received in the mail an offer with a preapproved offer number to apply online or by phone.  

Overstock Store Card Preapproved Number

Customers interested in the Overstock Store card offer can get started with the online application process by following these steps:

  • Visit
  • Find and enter your exclusive preapproved offer number 
  • Click the Apply Now button
  • Under Create Account enter your email address and create your password
  • Click the blue Create Account button

When applying be prepared to submit the following type of personal info:

  • Social security number
  • Name
  • Address
  • mortgage/rent amount
  • Employer
  • Salary

The online application at shouldn’t take but a few minutes but after you’ve completed and submitted it you will receive a decision on your acceptance or denial.  When you are accepted you will be extended an Overstock credit card and credit line.

Apply by Phone

Overstock Credit Card Details

There are a number of highlights attached to the Overstock Store Card and here is what you can expect:

  • Earn $30 Welcome Rewards on your first order when you spend over $300 without special financing
  • 6 to 24 month financing options available
  • 6 months on purchases $249 or more
  • 12 months on purchases $499 or more
  • 18 months on purchases $1,499 or more
  • 24 months on purchases $1,999 or more
  • Cardholders enjoy 0% APR financing for 36, 48, 60 months on select products afterwards 26.99% APR
  • Free shipping on everything
  • Special promotions just for card members
  • Store card ready to use instantly
  • Card can only be used at

Manage Account Online

overstock store card offer

After you’ve created your online account you will be able to login and access your account information 24 hours a day 7 days a week.  Having an online account offers these benefits:

To get started with the registration process for online access you can follow these steps:

  • Click the “Already a card holder? View statements and your bill here link”

You will be redirected to the 3rd party site Comenity site where you can register for account access to manage your account online

Redirected to


  • Click the Register for Online Access link
  • Enter your Overstock credit card account number
  • Enter your zip code
  • Select your identification type
  • Enter the last 4 digits of your social security number
  • Click the red Find My Account button

After your account is found and identified you can now create your login credentials and setup your security protocols so you can access your Overstock account via the Comenity website.


  • APR 28.49%
  • Annual fee $0
  • Late payment up to $40
  • Returned payment up to $40

Contact Card Service Provider

Comenity Capital Bank


Hours of operation 6am to 7pm Mountain Time, closed Sunday


Leave a Comment

Scroll to Top