Totalcardvisa Activate – Steps to Activate Your Card

New Total Visa credit cardholders can activate their new card online by visiting the Total Visa website.  Before your new card can be activated you will first need to pay the $89 Program Fee which can be done by following the instructions below:

Total Card Visa Activate Steps activate

Enter the following details:

  • Date of birth
  • Application ID (this info should’ve arrived via email, check your inbox)
  • Click the red Submit button
  • Card number
  • Last 4 digits of your social security number
  • Phone number on your account
  • Click the red Activate My Card button

Activate By Phone

Call 1-877-526-5799

Total Visa Info

Card reports to all 3 major credit bureaus

Accepted by merchants in the US 

To apply a checking account is required

Using the card to pay for gas it can only be used to pay inside the store, will not work at the pump

Cardholders can only use ATM for cash after 90 days of opening your account

How to Manage Your Account Online

The Total Card Visa has an online service that allows cardholders to manage their account online via the website.  Some of the features available to them are:

Payment Details

Payments are accepted online at activate, over the phone, or by mail.  If you pay online you can pay by debit card or electronic debiting from your checking account.  

Payments made via personal checks or pay by phone can have up to a 14 day processing hold so funds can be verified by your bank

Total Visa Card Terms

34.99% APR

$89 program fee

$75 for first year afterwards $48

Monthly Servicing Fee $0 first year introductory fee afterwards $75 annually

$40 late payment fee

$40 returned payment fee

Contact Customer Service

email :


Total VISA

PO Box 84930

Sioux Falls, SD 57118-4930

Questions about your application call 1-877-526-5799

Check your account balance call 1-877-480-6988

Reference activate

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