Consumers that received in the mail a pre-selected confirmation notice can apply for a BarclayCard personal loan online at www.barclaycardusloan.com. This offer is specifically for consumers that received a letter in the mail. You will need to find your Barclaycard US loan invitation code and enter it on the homepage of the application site. Currently this offer is only available online.
BarclayCard Personal Loan Invitation
When utilizing the online Barclaycard loan application you will need to be prepared to enter your personal information such as name, address, contact information, social security number, employment info, financial background, etc. The site is also able to receive any financial documents that will be asked of you during the application process.
The first step in the application process is to visit the Barclaycard US Loans website. The site is available for consumers to apply 24 hours a day morning or night. At the site you will need to enter your Barclaycard US Loan Offer Code, your last name, and select Get Started.
The 2nd page of the process allows you to generate a loan estimate by entering in your desired loan amount, loan term, and your approximate credit score. After adding in these details you will select View Estimate to be taken to the next page of the application process.
BarclayCardUSLoan Application Status
The entire process from start to finish should take a few minutes especially if you have important documents and info handy. The approval process can take anywhere from a day to several days depending on certain circumstances. If your BarclayCard US Loan application takes several days to complete you can always visit the website and select Application Status to track your application and receive a progress update.
After clicking the Application Status link you will need to enter your loan reference number, which you should have already received, the last 4 digits of your social security number, your Mother’s maiden name, then select Log in.
Highlights of the BarclayCard Personal Loan
To give you a general idea about the BarclayCard Personal Loan you are applying for here is a BarclayCard US Loan review:
- The loan is designed for individuals that are looking to consolidate their current high interest credit cards to one loan. With this option they can save money on interest and trim their payoff time. It is also useful for individuals that want to make home improvements, pay on a vacation, upcoming marriage/college expenses, etc.
- Consumers can receive a loan approval up to $35,000 and a fixed APR between 6.99% and 18.99%. Your basic Barclays personal loan requirements which will determine your actual APR % is your credit score and credit history.
- There are no loan fees assessed to this loan and no collateral is required. You were approved for this loan based on your current financial standing which includes your credit, income, and other factors.
- After getting approved funds are sent to your checking or savings account within a few days.
Payment Terms
Consumers will have flexibility with their loan payment arrangements. They can decide to setup their payment due dates in the beginning of the month or end of the month. After agreeing on your loan terms and you decide you want to payoff the loan there are no prepayment penalties.
BarclayCard serves over 36 million customers and consumers that are interested in this offer will need to respond by the due date listed on your offer letter and apply online at www.barclaycardusloan.com.