Consumers that have received an invitation in the mail to apply for an American Express Blue Cash Preferred Card can visit www.bluecashpreferredapply.com to apply online. The online application site is easy to use and only takes a few minutes to complete the form and submit your application for review to receive an instant decision.
Blue Cash Preferred Apply
When beginning the application process you will need to enter your RSVP code which should be highlighted on your invitation letter. It will include a 14 character code that you’ll enter into the RSVP code field. You will also need to enter your zip code and hit the Continue button. This is the first stage of the application process afterwards you’ll continue on to fill in more personal information including salary, employment, and monthly expenses.
After the form has been completed you’ll submit your Amex Blue Cash Preferred credit card application for approval and within 60 seconds you’ll receive a response on your acceptance and be extended a credit limit. Your new card will be mailed out to your address which you should receive in a few days.
American Express Card Activation
When you receive your new Amex credit card in the mail the first step you’ll want to do is activate the card. You can do so by activating it online via the Amex website. When activating you’ll need to enter your 15 digit card number and 4 digit card ID. The 4 digit card ID is located on the back of the card.
During the activation process you should also consider creating an online account so you can manage your Blue Cash Preferred Card online and via your mobile devices. By having access to your account online you can monitor all of your account activity, check your balance, credit limit, recent/past transactions, setup/utilize email alerts, make online payments, etc.
The online account service is free to cardmembers and most members find it a convenience to have at their service. You won’t have to interact with a Customer Service Representative when you have questions about your account because you’ll be able to login and answer your own questions with the information shown.
Amex Blue Cash Preferred Card Features
Consumers interested in upgrading their current credit card to the Amex Blue Cash Preferred Card will enjoy some of these features listed below:
Cash Back Rewards
- 6% cash back at US supermarkets
- 3% cash back at US gas stations and certain US department stores
- 1% cash back on all other purchases
Most credit cards give cashback rewards but some are more generous than others. With the Blue Cash Preferred cardholders will receive 6% cashback on purchases and 3% cashback on purchases at select US department stores/gas stations. The 6% cashback on purchases is a reward on the first $6,000 of eligible purchases within an annual reward year. A stipulation that shoppers need to understand is this reward does not include outlets such as Sam’s Club, Target, Walmart, or certain other superstores. You will need to view the list of eligible stores to make sure the stores you enjoy shopping at are included.
American Express also provides a list of stores eligible for the 3% cashback earnings for US department stores and gas stations. Once again the big superstores such as warehouse clubs or supermarkets that sell gas are excluded. View the Blue Cash Preferred Supermarkets list to see what types of gas stations are included.
All other purchases made with Blue Cash Preferred that don’t fall in the above categories will receive a 1% cash back reward.
Annual Percentage Rate
The annual percentage rate for this card depending on your credit score will fall between 13.74% to 23.74%. As a reward during the first 12 months of your membership cardholders will receive a 0% introductory APR.
The 0% APR rate is also associated with balance transfers during the first 12 months and balance transfers are charged a fee of 3% or a minimum of $5.
Annual Fee
This card comes with a $95 annual fee and if you’re not into paying annual fees for credit cards there are other cards comparable cards that don’t charge an annual fee. This card is great for families that spend a lot at grocery stores and gas pumps. To get around the $95 Blue Cash Preferred annual fee you can think to earn the card’s sign up bonus and within your first year of having the card it will pay for itself.
Take advantage of this opportunity to upgrade to the Blue Cash Preferred Card from American Express by visiting www.bluecashpreferredapply.com.