Citi Switch To Double Cash at citi.com/switchtodoublecash
Citi is offering their cardholders an invitation to upgrade their current Citi credit card to the Citi Double Cash Card by visiting citi.com/switchtodoublecash. The switch is seamless when using the Switch to Double Cash website and it doesn’t require an application process or credit check. You will simply be switched from one card to the next with your current credit line changing to your new card.
This offer is only made available to certain cardmembers that Citi has identified for the changeover. You will receive an invitation in the mail discussing the switch and all the details of transferring. There should also be a breakdown of the Citi Double Cash and the perks associated with this particular credit card.
Citi Double Cash Invitation Code
To get the process started you will need to visit the upgrade site and enter your invitation code, last name, last 4 digits of your social security number, billing zip code, then click “Make the Switch.” Continue on in the online questioning and form filling until the end of the process. You will be sent your new credit card along with a new account number.
Citi Double Cash Card Features
There are a number of features that are associated with the Citi Double Cash Card. We’re going to list those features below and you can see for yourself if this card is a worthy upgrade from your current credit card.
Cash Back Earnings: Cash back can be earned twice on purchases and on monthly payments. There is a 1% cash back earnings as you make purchases and if you pay at least the minimum payment each month you’ll earn 1% cash back on that too. Cash back earnings can be redeemed for checks, statement credits, or gift cards.
Balance Transfers: When doing balance transfers, cash advances, account fees, interest, or returned items know that there is no cash back rewards offered. Balances that are transferred will be charged interest on purchases and to avoid paying interest you’ll need to pay off your monthly balance each month.
Other stipulations associated with balance transfers is they must be completed within the first 4 months of the account opening. There is a fee of $5 or 3% of the amount of the transfer, whichever is greater. Another benefit of cash back earnings is there are no restricting categories to keep track of or enroll in. There are no caps on the total amount of cash back you earn.
APR: There is a 0% introductory APR on purchases and balance transfers during the first 15 months. After the 15 month period there is a variable APR that kicks in with APR’s ranging from 13.99% to 23.99% depending on your creditworthiness.
Citi Switch to Double Cash Highlights
The Citi Double card comes with additional benefits that consumers will enjoy including:
- No annual fee
- Credit Card Late Fee Pass
- Citi Private Pass
- Citi Price Rewind
- 24 Hour Fraud Protection
- The Lost Wallet Service
- EMV Chip Technology
- Trip Cancellation and Interruption Protection
- Worldwide Travel Accident Insurance
- Worldwide Car Rental Insurance
- Damage & Theft Purchase Protection
- Extended Warranty
- $0 Liability for Unauthorized Charges
- 24 Hour Access to a Representative
Cardmembers can take advantage of the upgrade from their current Citi credit card to the Citi Double Cash card by visiting citi.com/switchtodoublecash.