Discover IT Card invitation code – Apply Online

Customers that were sent a Discover card offer letter in the mail which included an invitation code pre-selecting them for a Discover IT credit card can apply online and receive an instant decision.  The online application process only takes a few minutes and at the end you will receive a decision nearly instantaneously.  

Major Highlights of Discover IT Card

Discover IT Card Invitation Code

Before you apply for the card online you will need to have your 23 digit invitation code handy which is found on your mailer.

Enter your 23 digit invitation code

***located at the bottom of your offer letter

Click the orange Start Your Application button invitation code

Continue on with the online application process.  Be prepared to enter personal financial information such as:

  • Name
  • Residence
  • Phone number
  • Email address
  • Date of birth
  • Social security number
  • Citizenship status
  • Employment status
  • Total gross income
  • Monthly housing or rental payment

After completing the online application process and clicking the Submit button the next step is to wait around 60 seconds for an instant decision.  If you are approved for a Discover IT card then the announcement will be displayed on the screen.  For applicants that do not receive an announcement you will need to check back at a later time.

Previously Submitted Application

If you’ve already submitted an application but haven’t received notification of approval or a rejection from the invitation code application homepage click the “Check your status” link.  

Contact Customer Service

Call 1-877-587-1605


Discover Financial Services

PO Box 30943

Salt Lake City, UT  84130-0943 Details

For consumers with good to great credit

One of popular cash back rewards cards on the market today

5% cash back on quarterly rotating categories up to $1,500 in spending per quarter and 1% cash back on everything else

690 minimum credit score required

Must be 18 years old 

Card Highlights

Cashback match automatically matches the cash back you’ve earned at the end of your first year

No annual fee

Low intro APR

0% on purchases for 14 months and 0% on balance transfers for 14 months

Earn 5% cash back on everyday purchases at different places each quarter like, grocery stores, restaurants, gas stations, and when you pay using Paypal, up to the quarterly maximum when you activate

Earn 1% cash back on all other purchases automatically

Earn 2x with Cashback Match, receive an unlimited dollar for dollar match of all the cash back you’ve earned at the end of your first year automatically

Rewards never expire

Cash back can be redeemed at any time

Free social security number alerts

No foreign transaction fee

Turn your account on/off with Freeze it

$0 fraud liability

FICO Credit Score for free

100% US based customer service available 24/7

Reference invitation code

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