First Access Card – Login and Pay Bill Guide

Consumers interested in a First Access Visa Credit Card can complete the online application, activate their new card, and login to their online account at  The site is a one stop shop for visitors to get started with the card and maintain their account online.

The credit card is for individuals that have less than perfect credit and they can complete the First Access card application and receive an instant decision on their acceptance.  When applying you will need to include your name, address, identify if you rent/own your home, phone numbers, email address, social security number, date of birth, etc.

First Access Visa Credit Card Login getting approved for a credit card members will need to activate their new card which can be done from the website –  

Select the Activate Card link at the top of the homepage then enter your card number, social security number, and phone number to activate card.  

After activating now it’s time to register for an online account.

  • From the top left corner of the homepage select the Customer Center Login link
  • Click blue button Continue to
  • At go through the registration process

first access visa credit card loginTo Register

  • Click the New here? Register link
  • Enter your 16 digit account number
  • Enter the last 4 digits of your social security number
  • Enter your postal code
  • Enter your email address
  • Create user ID and password
  • Create and answer security question/answer
  • Click blue Register button

After registering you can now access your First Access card login via your new user ID and password.  Inside your account you will be able to see your electronic billing statements, account activity, available credit, review transactions, etc.  

How to Pay First Access Card Bill

pay first access card billThere are several ways members can opt to pay their monthly credit card bill.  They can pay for free at the First Access bill payment website, use Moneygram, use Western Union, or mail a check/money order.  

Pay Online

Through your First Access Visa Card Login – users can link their bank account with their credit card account and pay via electronic debit.  You will need to store your bank routing number and your checking account number inside your account. When your monthly payment is due make a one-time payment.  

Please consider payments made before 2:30pm CST will post to your account the same business day while payments made afterwards will post the following business day.   

Pay By Your Bank’s Online Bill Pay

If you are a member of a financial institution they should offer their members an online bill pay service.  If your bank offers this service login to your online account and locate this section of your account. Enroll in the service and the information required for payment is the payee name “First Access”, your 16 digit account number, and confirm your remittance address.

Pay by Moneygram/Western Union

Members that prefer to submit their monthly payment by Moneygram or Western Union can have their payment processed in one day.  With either service you will need to bring a copy of your First Access Card statement providing the payee name “First Access Card”, your account number, and the remittance address.  Please expect to be charged a fee for these services.

Pay by Mail

To pay by mail via a check or money order users will need to submit their form of payment along with the remittance coupon to the following address:

PO Box 5220

Sioux Falls, SD  57117-5220


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