Consumers that received a pre-qualification letter in the mail or email from LendUp can visit www.lendupcard.com/card to complete their online application to receive the Arrow Card Visa Credit Card. The Arrow Visa card is designed for individuals that are trying to improve their credit history so they can take advantage of lower interest rates, fees, and increase their credit limit. This card is a starting point for those types of individuals.
How to Apply at www.lendupcard.com/card
If you’re interested in applying for the Lendup Card consumers should first refer to their offer letter and identify their Lendup Card Invite Code. It is a 12 digit code that should be highlighted on your letter. Once you find the code you will need to visit the Lendup card apply website, select I Have an Offer Code, and enter your offer code in the appropriate location to unlock your offer.
The next page of the online application will reveal your APR and credit card rates/terms. You will want to review this information before select the Apply Now button. It is important you’re aware of all of the fees and nuances tied to this card. After reviewing the information and understanding everything that is involved with this card you can now make an informed decision on going forward with the rest of the application process.
Lendup Card Application
The next stage of the application process is entering your email address, creating a password, and agreeing to the terms of service and consenting to electronic disclosures. Be ready to enter your salary information, employment info, your mortgage/rent amount, verify your address info, etc.
After completing all of the required fields at the Lendup Car Apply site and selecting Enter your application will be processed online and you’ll receive an instant decision. If you’re approved for a card and extended a credit limit your credit card will be mailed out and you should receive in within 14 business days. Credit limits begin a $300 so keep this in mind.
Lendup Arrow Visa Card Features
As mentioned earlier the Lendup/Arrow Visa Card does not require good credit. It is a card that helps consumers get back on track with rebuilding their credit especially if they’ve had problems in the past with credit. Lendup works with banks that specialize in lending to poor to fair credit individuals. This brief Lendup card review will give visitors more insight into how the card works.
- No annual fee
- No security deposit
- No over-the-limit fees
- Affordable payments
- 24.99% APR
- 128 bit SSL encryption for online protection
Card Reports to 3 Major Credit Bureaus
This is a legitimate credit card that will report your credit card activity to the credit bureaus. To ensure your credit score increases you will need to pay your bill on time, keep your balance below 30% utilization, maintain a long credit history, etc. These are simple steps that are a necessity to having good credit as well as possibly getting approved for a credit line increase.
Credit Limit Increase
Credit card accounts are reviewed at least once a year so you’ll need to follow the steps mentioned above to keep your account in good standing so you’ll be granted an increase.
Free Credit Education Offered
To help customers better understand credit cards and how credit works there will be free online credit education videos for Arrow Visa cardholders to view.
Consumers interested in the LendUp credit card will need to respond to the offer before the expiration date ends. The date should be highlighted on your offer letter and once again visit www.lendupcard.com/card to apply online.