Consumers in a financial crunch can take advantage of an RSVP Loan designed for anyone who finds themselves in need of a short term loan. The process to apply for an RSVP Loan is fast and easy. Everything is done online or you can call and speak to someone in person to apply for a loan.
Getting Started with RSVPLoans
If you received an RSVPLoan mailer and is interested in applying for a short term loan here are some basic details on getting started:
- Visit www.rsvploans.com
- Enter your RSVP code and press the GO button
***Your RSVP code is highlighted on your mailer so enter those digits exactly in the appropriate field
***Be prepared to enter the following information that will be asked on your application
- Income
- Social Security number
- Rent/mortgage amount
- Employer
- Address
Bank statements may be requested by RSVP Loans so be prepared to submit to them proper documentation. The actual application is short and will only take a few minutes to complete especially if you have all of your personal information handy for entering.
Once approved your funds will be released to your checking account the following business day.
Applications received after 5pm or on weekends or bank holidays may require an additional business banking day to fund
RSVP Loan Requirements
There are some prerequisites to applying at rsvploans.com. Here is a list of what you will need to have in place before applying:
- Must meet the state age requirement to enter into a valid contract
- Must currently reside in our service area
- Must not have an existing, pending, declined, or expired application with RSVP Loans
- Application must be complete and verifiable
- Must have a standard checking account in good standing
- Valid email address
- Short code SMS capable mobile phone that is verifiable and not already in use by another
- Your IP address and application device must be verifiable
- Must not be a military member on active duty or a dependent of an active duty military member
- Must meet minimum income and affordability requirements for this loan
High Loan APR Rate
If you review www.rsvploans.com you will recognize the high APR you will be accepting if you apply for a loan. The APR ranges between 219.60% and 328.42%. You should take this into consideration and understand that this particular loan should be used for short term financial needs that you can buy back swiftly.
Please review their Rates and Terms page for specifics and examples that are provided. They give loan examples in the following format:
- Amount borrowed
- APR
- Finance charge
- Number of payments
- Amount paid every 2 weeks
- Amount you will have paid in total after all scheduled payments are made
After applying for an RSVP Loan and getting approved you can begin monitoring/managing your account online via their online account management. This RSVP loans login service is free and is available 24 hours a day 7 days a week. Here are some of the features you will have access to:
- Available on mobile devices
- Check your account anytime anywhere
- View loan summary
- View payment schedule
- Make or change a payment
- View transaction history
- View previous loans
RSVP Loans Customer Service
Call 1-866-472-0505
500 Grapevine Hwy, Suite 227
Hurst, TX 76054
Reference
www.rsvploans.com