Santander Bank customers can access their car loan account online 24 hours a day at https://myaccount.santanderconsumerusa.com. The Santander Consumer USA website allows users to manage their account from any computer with internet access including mobile and smartphone devices. From the web portal customers are able to view their auto loan information, check their balance, make online payments, review their payment history, etc.
How to Login to MyAccountSantanderConsumerUsa
Auto loan customers of Santander Bank can login to their account by visiting Santander Consumer USA. You will need to enter your username and password to access your account. If for some reason you’ve forgotten your login credentials you can refer to the Forgot your password or Forgot your username links from the homepage. These links will guide you through a process of retrieving your username or password quite easily.
First-time users of the site will need to register for online access by visiting myaccount.santanderconsumerusa.com to sign up. Select the Register button, click Accept to agree to the terms and conditions agreement, choose your account type, enter either your account number or social security number, select individual/commercial, enter your account number, date of birth, and zip code.
The last steps is to create your login credentials and at the end of this process you’ll have complete control of your account online.
Making Santander Consumer USA Payments
There are multiple ways to make your monthly auto loan payment via your Santander online account or otherwise. Auto loan customers can pay their bill using the Auto Pay feature which is a free service. You will simply need to select a certain day each month for your payment to be electronically debited from your bank checking account and without any help of your own your payment will subtract from your bank account instantly.
Pay Via ACH – Western Union Speedpay
This ACH feature is available for the Auto Pay feature as well as a one-time manual payment each month via your bank checking/savings account. There is also an option to pay using your bank debit card through Western Union Speedpay. When your payment is made it posts the same day to your account.
Pay Via Phone/Mail
If you’re not comfortable paying online the traditional options of paying are always available such as by phone or by mail. The only disadvantage with paying by phone is if you use your debit card to make your monthly payment there may be an additional service fee assessed.
Of course when paying your Santander auto payment by mail you don’t take advantage of the instant payment option which posts to your account the same day. You will instead have to wait up to 10 days for payment processing due to mail travel time.
Other Payment Options
There are additional ways to pay online which are via Moneygram, Checkfreepay, or PayNearMe. These payment services are available at your local retail/convenience store locations. All of the payment options offer fast payment that is processed within minutes. You will just need to visit these locations and submit the paperwork along with your payment at the store.
Contact Customer Service
Inside your Santander Consumer USA account there are chat features that will allow you to communicate directly with customer service. If you don’t have an account and want to speak to someone personally you can the Santander consumer USA phone number at 1-888-222-4227 Monday – Thursday 7am to 11pm, Friday 7am to 9pm, or Saturday 7am to 5pm.
By having an online account at https://myaccount.santanderconsumerusa.com you can have 7 day a week access to your auto loan information and be able to manage your account better and more conveniently.