Invitation to Apply for Bank Americard – Pre-approval Offer

If you have good credit and keep your account in good standing occasionally you will receive offers in the mail from Bank of America.  Currently Bank of America is offering customers the opportunity to apply for their BankAmericard. Customers can apply for it online, by mail, or over the phone.

Bank of America Mynewcard Online Offer

To apply for the BankAmericard there are a few steps to help you with the entire process.  These steps are basically for those that received an offer in the mail:

***To find the personal secure code view your credit card offer letter that arrived in the mail and located the 15 digit code located in the middle of the letter

  • Enter your zip code
  • Click the blue Continue button

Complete the online BankAmericard Mastercard application and enter the required information:

  • Name
  • Phone number
  • Email address
  • Physical residence address
  • Housing status
  • Monthly housing payment
  • Social Security number
  • Date of birth
  • Employment status
  • Annual income

The online process is the fastest and most convenient process for most applicants.  You will receive a response in as little as 60 seconds after completing the application.

Apply by Mail

To apply for the BankAmericard by mail simply complete the paper application that is attached to the mailer you received.  

Detach the mailer and submit it back with the self-addressed envelope

It will take up to 7 days for processing and before you hear back on your acceptance or denial.  Because of the processing time it’s always better to apply online at for faster service and an instant decision. Recommended Credit Card Offers

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Apply by Phone

Applicants that are interested in applying by telephone via customer service can call 1-888-224-8735.  

BankAmericard Features

  • No annual fee
  • Credit limit no less than $500
  • 0% intro APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days afterwards a variable APR that’s currently 19.24% will apply
  • No penalty APR
  • Access your FICO score for free within online banking or your mobile banking app
  • $0 Liability Guarantee
  • Chip technology
  • Access online banking
  • Mobile banking
  • Utilize account alerts
  • 24 hour tracking system for detecting unusual activity
  • 24 hour customer service
  • Access to thousands of ATM and financial centers


0% intro APR for the first 18 statement closing dates following the opening of your account – afterwards 19.24%

Balance transfers – 0% intro APR for the first 18 statement closing dates following the opening of your account for transactions made within 60 days of opening your account – afterwards 19.24%

Cash advances – 22.24% for direct deposits and check cash advances – 27.24% for bank cash advances


Balance transfer and cash advance – either $10 or 5% of the amount of each transaction, whichever is greater

Late payment up to $39

Returned payment up to $28

If you need assistance with your personal secure code call 1-800-932-2775 for immediate help


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