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123rewardscard – Login and Pay Bill Guide

March 23, 2023October 26, 2014 by admin

Customers that want to manage their Kroger 1-2-3 Rewards Visa Card online can visit www.123rewardscard.com website.  The site is a starting point for cardholders as they can learn how to enroll in Online Banking and review all of the perks associated with their Visa card.

The 123rewardscard website is an online portal that allows Kroger 1-2-3 Rewards cardholders the opportunity to enroll their new credit card and access their account.  After successfully enrolling users will be able to view their balances, check their transactions, make online payments, view rewards points, and view their account statements.  In this article we will answer these questions:

  • Can I use my Kroger credit card at other stores?
  • Where can I use my Kroger 123 rewards card?
  • How do I redeem my Kroger 123 points?
  • What bank does the Kroger 123 rewards card use?

How to Enroll my Kroger 123 Rewards Mastercard?

  • Visit www.123rewards.com
  • Click the Online Banking link at the top right of the page

www.123rewardscard.com

  • Click the Enroll in Online Banking link 

***you will need to create a US Bank account which functions with your Kroger Mastercard

  • Enter your Kroger 123 mastercard card number or your account number
  • Enter the last 4 digits of your social security number
  • Click the blue Continue button

Continue on with the rest of the enrollment process where you will be required to enter your banking information and create your login credentials.

After you’ve successfully created your account the next step is to login and get ready to start managing your Kroger Mastercard information online.

How to Pay Your Kroger Mastercard Bill

Cardholders have a few ways they can make their monthly Kroger 123 credit card payment:

  • Online
  • By Phone
  • Mobile App
  • Money Services
  • Check or Money Order sent via mail

How to pay your Kroger 123 credit card online

Paying your Kroger bill online requires cardholders to sign in to their online account.  If you do not have an online account you will need to register for one.

  • Visit 123rewards.com
  • Login
  • Click on Bill Payments
  • Select Pay My Account

You will need to pay electronically using your bank checking account.

How to Pay your Kroger 123 Mastercard by Phone

Call (844) 237-0593 and enter your card information. Follow the automated prompts to make a payment.

How to Pay Your Kroger 123 Bill by Mobile App

You will need to first download the US Online Banking mobile app from Google Pay or the App Store.  Once it is installed to your device follow these steps for payment:

  • Login to your account
  • Tap the Transfer Deposit and Pay tab
  • Tap the Pay Bills option

You will need to store your bank routing and checking account number which will be used for electronic payment.

How to Pay Using Money Services

Money Services is offered at Kroger-owned stores, including Fred Meyer, QFC, Fry’s, Ralphs, Dillon’s, City Market, Baker’s, and Smith’s, to name a few. If you bring your bill stub and account number, you can pay your Kroger Credit Card bill with cash or a debit card. There is a fee for payments made with credit cards (prices vary by location).

How to Pay Your Bill By Mail

 U.S. Bank National Association

Cardmember Service

P.O. Box 790408

St. Louis, MO 63179-0408

 Please ensure that your check or money order (not cash) arrives on time. Your credit card number should also be written on the check.

How to Contact Kroger 123 Visa Customer Service

Krogers offers cardholders a 24 hour cardmember service for assistance

  • Call 1-844-237-0593
  • Call 1-701-461-1593 for outside the US

There is also the option to communicate with customer service from inside your online account

  • Visit 123rewards.com
  • Login
  • Under the Customer Service tab select Contact Us

Where can I use my Kroger 123 rewards card?

You can use the Kroger Rewards World Elite Mastercard® anywhere Mastercard is accepted. Shop at the Kroger family of companies, however, and you’ll earn 2% cash back.

The Kroger Rewards World Elite Mastercard® account can be accessed from any computer with an Internet connection.

How do I redeem my Kroger 123 points?

Once you have earned at least 1,000 Rewards Points ($10), you have the option to redeem for a statement credit or Real-Time Rewards. Once you have earned at least 2,500 Rewards Points ($25), you have the option to redeem for a $25 Kroger Family of Companies Gift Card.

Log into 123rewards.com and click on the Rewards tab to access the Rewards Center homepage. From there you will be able to choose how you would like to redeem your rewards. 

You can also enroll in Real-Time Rewards at this site and, once enrolled, you’ll be able to instantly redeem earned rewards after making qualifying Kroger Family of Store purchases. You will receive a text with the option to redeem if your rewards balance is at least 1,000 Rewards Points ($10) and your Kroger Family of Companies purchase amount is also at least $10. Reply to the text with “Redeem” to use your earned rewards as a statement credit for the purchases.

What bank does the Kroger 123 rewards card use?

U.S. Bank and Kroger Co., the nation’s largest traditional grocery chain, have introduced a new value proposition for the Kroger Rewards World Elite Mastercard®, providing cardmembers with more rewards plus an added ability to save 25¢ off per gallon of fuel – a direct, immediate savings at the pump at 1,500 Kroger-owned fuel centers. 

Reference

www.123rewards.com

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